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Meet our Speakers

Guests of Honour

H.E. Paul Kagame

H.E. Paul Kagame

The President of the Republic of Rwanda

H.E. Paul Kagame

The President of the Republic of Rwanda

H.E. Hakainde Hichilema

H.E. Hakainde Hichilema

The President of the Republic of Zambia

H.E. Hakainde Hichilema

The President of the Republic of Zambia

Featured Speakers

Anthony_Thomas

Anthony Thomas

Managing Director, FinTech

Delivery Hero

Anthony Thomas

Managing Director, FinTech

25 years of experience in financial services

Delivery Hero (2020 - Present)

Global MD of Delivery Hero's Fintech group. Delivery Hero is present in 70+ countries and operates a large range of brands, including Foodpanda in Asia and Talabat in the Middle East. The Fintech group is responsible for enabling payments, wallets, cards and other financial services for consumers, merchant partners and rides. 

MoMo (2020 - Present)

Charmain of Vietnam's largest wallet.

Mynt/GCash (2015 - 2020)

CEO of Mynt, a JV between Globe Telecom and Ant Group, that operated GCash, Phillippines' leading wallet, and launched and scaled pioneering digital offerings in credit, savings, investments and insurance in the market. 

Citibank (1998 - 2015)

Variety of roles across 7 markets in Asia, the US and Latin America in the global consumer group.

Assel Zhanassova

Assel Zhanassova

Chief Executive Officer

Kazpost

Assel Zhanassova

Chief Executive Officer

Brooks Entwistle (1) (1)

Brooks Entwistle

Senior Vice President & Managing Director

Ripple

Brooks Entwistle

Senior Vice President & Managing Director

Brooks Entwistle is Senior Vice President and Managing Director at Ripple. Prior to joining Ripple, he served as Chief Business Officer International for Uber, responsible for business development and the firm’s relationships across APAC, EMEA and LatAm. Previously, he was the CEO of Everstone Capital, a premier India and Southeast Asia focused private equity and real estate investment firm. 

Prior to moving into leadership roles in the technology industry, Brooks spent 22 years at Goldman Sachs in various capacities, including 15 years based in Asia. Most recently, he was Chairman of Goldman Sachs Southeast Asia as well as CEO of Goldman Sachs Singapore. Prior to this, he spent 5 years in Mumbai as CEO and Founder of Goldman Sachs India where he was responsible for leading and building the firm across all divisions. He also served as the Founder & Co-Head of Goldman Sachs Asia’s High Technology Group. 

Earlier in his career, Brooks served as a District Electoral Supervisor with the United Nations Transitional Authority in Cambodia (UNTAC).

Inez_Murray

Inez Murray

Chief Executive Officer

Financial Alliance for Women

Inez Murray

Chief Executive Officer

Inez Murray is the CEO of the Financial Alliance for Women, an international trade association of financial services providers driving women's wealth creation worldwide. Its members—banks, insurance companies, payments companies & fintechs—work across 180+ countries to build innovative, comprehensive programs delivering women the tools—access to capital, information, education and markets—they need to succeed. The Alliance provides members with a unique platform for peer learning & networking, giving them the resources they need to serve women customers well. The Alliance also uses its collective voice to advocate for greater awareness of women’s vital economic role as consumers, investors and job-creating entrepreneurs.

Linked In: https://www.linkedin.com/in/inezmurray/

Web: https://financialallianceforwomen.org

Twitter @FAforWomen

Irene Arias Hofman

Irene Arias Hofman

Chief Executive Officer

IDB Lab

Irene Arias Hofman

Chief Executive Officer

Irene Arias Hofman is the CEO of IDB Lab, the innovation laboratory of the Inter-American Development Bank Group, the leading source of development finance for Latin America and the Caribbean. The purpose of IDB Lab is to drive innovation for inclusion by supporting early-stage entrepreneurial solutions capable of transforming the lives of vulnerable populations.

Previously, Irene worked for 20 years at the IFC, the private sector arm of the World Bank Group, where she managed the Financial Institutions Group and also the LAC region with its 16-billion-dollar portfolio. Her focus has been on innovation and technology, venture capital, and organizational development.

Governor_John_Rwangombwa

Hon. John Rwangombwa

Governor

National Bank of Rwanda

Hon. John Rwangombwa

Governor

Hon. John Rwangombwa was appointed Central Bank Governor on the 25th February 2013. His career started in Rwanda Revenue Authority where he grew through ranks to the Deputy Commissioner of Customs for Operations. He then joined the Ministry of Finance and Economic Planning in 2002 as the Director of the National Treasury Department.

Having served as the Ministry’s first Accountant General in 2005, Hon. Rwangombwa was appointed Permanent Secretary and Secretary to the Treasury in the same year and in 2009 he became the Minister of Finance and Economic Planning. At that time, he oversaw the elaboration and implementation of Rwanda’s first Economic Development and Poverty Reduction Strategy (EDPRS I), under which Rwanda’s economy was able to achieve high growth at an average of 8% and poverty was reduced by 12% in 5 years from 2006-2011. Since his appointment as Central Bank Governor to date, Hon. Rwangombwa has been able to maintain the stability of the Rwandan Economy and its Financial Sector. He was voted Governor of the Year 2015 for the Sub-Saharan Region by Emerging Markets. Hon. Rwangombwa serves as member of various advisory bodies including the Presidential Advisory Council and World Economic Forum on Global Agenda Council. 

Martha

Martha Mghendi-Fisher

Founder & Executive Board Chair

European Women Payments Network (EWPN) & African Women in Fintech & Payments (AWFP)

Martha Mghendi-Fisher

Founder & Executive Board Chair

As an immigrant from Kenya, Martha has worked her way to become a respectable, trustworthy and thought leader. She is a highly sought-after and inspirational speaker, with a talent to connect with her audience from different demographics, industries and backgrounds by being her authentic self.

A naturally born leader and community leader, she is involved in many initiatives that are committed to championing and supporting women, marginalised communities and children.

This can be seen in her work through organisations that she has founded, including: European Women Payments Network (EWPN); African Women in Fintech & Payments (AWFP); Dali Spaces and InvestFem.

She sits on various Boards as Trustee, Advisor & Non-Executive Director, including, Sote Hub; CodeOp,Bleu, PaceUp Invest, Women Economic Imperative (WEI), to name just a few.

Her full bio can be found on her website: https://www.marthamghendi.com/

Mayada El-Zoghbi

Mayada El-Zoghbi

Strategic Advisor, Center for Financial Inclusion

Accion

Mayada El-Zoghbi

Strategic Advisor, Center for Financial Inclusion

Mayada El-Zoghbi is Managing Director at the Center for Financial Inclusion, US. Mayada started her career working with several non-profit organizations establishing inclusive financial institutions in the Palestinian Territories, Bosnia and Herzegovina, Croatia and Kosovo. Later in her career, Mayada served as Lead for Strategy, Research & Development for CGAP. In that role, she led strategy development and research on women’s financial inclusion and financial services in crisis environments. Prior to this, she managed CGAP’s work with the donor and investor community based in Paris, France. Mayada founded and managed a development consulting firm (2002-2009). She has also led numerous technical assistance, evaluation, and research assignments and served as a research director for a USAID initiative and lectured at Columbia’s School of International and Public Affairs.

Meagan Rabe

Meagan Rabe

Senior Director, Fintech Management

Visa

Meagan Rabe

Senior Director, Fintech Management

Seasoned banking executive with over 15 years Fintech experience, Meagan is a critical leader in the Fintech ecosystem enabling Fintech’s to launch. She has spent most of her career enhancing the ecosystem through equity investments, bin sponsorships, regulatory frameworks and product development. At Visa Meagan’s passion is first and foremost Africa and how we use digital money movement to grow and nurture our continent for a better life for all. Meagan does this through enabling Fintech’s at Visa.

Michael Mazza

Michael Mazza

Chief Executive Officer

Railpays (Singapore) Pte Ltd

Michael Mazza

Chief Executive Officer

Michael | Serial Entrepreneur | 30+ Years Experience | Fintech & Payments Specialist | Digital Bank Platform Creator | UK Expat | Based in Singapore. Pioneering innovative fintech solutions for banks and telcos worldwide. Founder of Railpays, a groundbreaking digital banking platform that integrates a super-app, digital payment processing, and BaaS to support the digital transformation of our clients. With a decade of experience living in Asia and offices in India, Singapore, and Saudi Arabia, our 250+ dedicated team members are committed to driving success for our rapidly growing global client base. Professional, forward-thinking, and dedicated to pushing the boundaries of fintech innovation. Connect with me to explore new opportunities and collaborations in the ever-evolving world of digital banking.

Olayinka

Professor Olayinka David-West

Associate Dean & Professor of Information Systems

Lagos Business School

Professor Olayinka David-West

Associate Dean & Professor of Information Systems

Olayinka David-West is a Professor of Information Systems with professional experience in the IT and financial services industry and a passionate advocate for digital transformation and inclusive finance. Her research and practice engagements involve policy and strategic management interventions towards digitally transformed businesses and society.

Professor David-West is actively engaged in the implementation and effective use of IT in business organisations and governments; focusing on organisational design and business transformation challenges. In addition, she focuses on digital policy formulation. While her goal remains to optimise the effective use of ICTs, her experiences span multiple domains including, but not limited to software selection practices, change management, strategic planning, IT Governance, and IT competency assessment across various industry sectors. With contextual knowledge in emerging markets, she has developed approaches to plan, design, implement, manage, measure, and sustain changes in business processes and work practices as a result of IT systems deployments. In government, this practical knowledge has been employed in the analysis and development of policies, especially in local content, broadband and financial inclusion.

Professor David-West is a thought leader and active participant in the Fintech (IT, financial services and regulation) and financial inclusion ecosystems. With the support of the Bill & Melinda Gates Foundation (BMGF), she leads the Sustainable and Inclusive Digital Financial Services (SIDFS) initiative, a research and advocacy programme dedicated to enhancing financial inclusion in Nigeria. With her technical knowledge and communication skills, she frequently facilitates active discussions in the capacity of technical Master of Ceremony (MC), panel discussion moderator and interlocutor. She has led consulting engagements for organisations including the Alliance for Financial Inclusion (AFI), the World Bank Group (WBG) and Microsoft Nigeria. She is the author of several academic papers, technical reports and case studies.

Professor David-West advocates engendering male-dominated industries and mentors young women in STEM. She has featured on the Tech Women of Lagos exhibition, listed among the Leading Women in Nigeria’s Financial Technology Industry, and profiled in FintechTimes as a leading African financial inclusion expert.

Olivier Crespin

Olivier Crespin

Managing Director

Giift Exchange

Olivier Crespin

Managing Director

Olivier CRESPIN Experienced Chief Executive Officer with a demonstrated history of building digital banks from scratch in several countries (India, Indonesia, Vietnam and United Arab Emirates). Skilled in Digital Strategy, compliance with regulatory requirements (qualified as a lawyer), Banking, business, operations, risks, ecosystem partnerships and Technology. Strong business development and implementation professional. International background as Olivier has been living and working across in Latin America, Asia, Europe, USA and Middle East. Due to his strong banking background (over 30 years) as well as his involvement in Digital Assets and Metaverse over the last 4 Years - Olivier is able to establish bridges between Crypto and Fiat as well as bridges between Trad FI and DEFI. Olivier is currently building an exchange for Giift a loyalty company. Olivier is program director for “mastering digital banking” curriculum sponsored by Central Bank of Egypt. Olivier is very present in media, and does regular keynotes/panels allowing him to convey his vision and strategy. Several awards winner such has Most Supportive Boss in Singapore, Digital Personality of the Year 2021 in Middle East and Finnovator of the Year 2022 by Finnovex Middle East Awards. Crespin is also an Institute of Banking and Finance fellow from Singapore.

GOlugbenga Agboola

Olugbenga Agboola

Founder & Chief Executive Officer

Flutterwave

Olugbenga Agboola

Founder & Chief Executive Officer

Olugbenga ‘GB’ Agboola is the Founder and CEO of Flutterwave, an organization committed to growing businesses in emerging economies. A serial entrepreneur with two exits under his belt, GB has over 15 years of experience in building scalable financial technology firms.

GB has been instrumental in leading the development of Fintech solutions for several organizations and financial institutions such as PayPal, Standard Bank and Google, among others. His last Fintech venture focused on easy Alternative Payment Methods and was acquired by a top bank in Nigeria.

GB’s software engineering background and expertise in enterprise architecture and payments got him the rare opportunity to work with institutions such as the Royal Bank of Scotland as a Business Entrepreneur and Africa Fintech Foundry as a Senior Entrepreneur in Residence.

GB's well-rounded background includes the Massachusetts Institute of Technology, the Wharton School of Management and the University of Westminster. He has been named African Leadership Magazine's Young Business Leader of The Year (2020). GB has been recognized for his achievements in leadership and innovation by Fortune Magazine's prestigious 40 under 40 lists and Time Magazine’s 2021 Next 100 list, respectively.

In October 2022, GB was conferred with the National Honor; Officer of the Order of the Niger by President Muhammadu Buhari of the Federal Republic of Nigeria. 

Piyush Gupta_DBS _Headshot (1)

Piyush Gupta

Chief Executive Officer

DBS Bank

Piyush Gupta

Chief Executive Officer

Raagulan Pathy

Raagulan Pathy

Vice President, Asia Pacific

Circle

Raagulan Pathy

Vice President, Asia Pacific

Raagulan Pathy is the Vice President, Asia Pacific for Circle. Based in Singapore, his responsibilities include the go-to-market strategies, operations and representing Circle in the region. He leads the charge in building Circle’s presence across the region.

Raagulan was previously the Head of Enterprise for the Asia Pacific region at Zoom, and he brings decades of business leadership experience within technology and financial services.  Prior to his role at Zoom, he held senior roles at Facebook, Amazon Web Services and as co-founder of a Cloud software company. 

Rachel-Freeman

Rachel Freeman

Chief Growth Officer

Tyme

Rachel Freeman

Chief Growth Officer

Rachel Freeman is the Chief Growth Officer of Tyme and represents Tyme on the GOtyme Board of Directors and the Board of Tribe Fintech.  Rachel Freeman is an experienced and internationally recognized financial expert, particularly in the areas of financial inclusion and innovative financial technologies. From 2001 to 2017, she held several senior positions at IFC in Central Asia, Africa and Asia. Prior to joining IFC, Rachel was involved in several entrepreneurial ventures in the US and Russia. Tyme is the technology and solutions firm powering TymeBank, the first digital bank in South Africa with almost 7 million customers, and GOtyme, our licensed bank in the Philippines launched in October 2022. Tribe Fintech, a partner company to Tyme, provides underserved SMEs all over the world with simple business tools and networks to help them make better business decisions and improve their financial health

Ravi

Ravi Menon

Managing Director

Monetary Authority of Singapore

Ravi Menon

Managing Director

Mr Ravi Menon was appointed Managing Director of the Monetary Authority of Singapore (MAS) in 2011. He was previously Permanent Secretary at the Ministry of Trade & Industry and Deputy Secretary at the Ministry of Finance.

Mr Menon began his career at MAS in 1987. During his 16 years in MAS, he was involved in monetary policy; econometric forecasting; organisational development; banking regulation and liberalisation; and integrated supervision of complex financial institutions. Mr Menon spent a year at the Bank for International Settlements in Basel, as a member of the secretariat to the Financial Stability Forum. A recipient of the Singapore Government's Meritorious Service Medal and Public Administration (Gold) Medal, Mr Menon has served on a variety of boards in the public, private, and people sectors in Singapore. On the international front, Mr Menon chairs the Network of Central Banks and Supervisors for Greening the Financial System as well as Chair of the Glasgow Financial Alliance for Net Zero APAC Network Advisory Board. He is also a member of the Financial Stability Board (FSB) Steering Committee. Mr Menon holds a Master's in Public Administration from Harvard University and a Bachelor of Social Science (Honours) in Economics from the National University of Singapore.

Richmond Teo

Richmond Teo

Chief Executive Officer Asia

Paxos

Richmond Teo

Chief Executive Officer Asia

Rich Teo co-founded Paxos in 2012 and currently serves as CEO Asia of Paxos. Paxos is an institutionally focused crypto services provider that counts PayPal, Bank of America, Mastercard and Binance as clients. Prior to Paxos, he served as a Principal at Cedar Hill Capital Partners, overseeing the firm’s investments across the capital structure of various financial services institutions. Rich has more than a decade of experience in analyzing and investing in financial technology, market structure, and clearing corporations. He was also a Financial Analyst at Citi where he worked on mergers and acquisitions involving exchanges, trading technology, banks and brokers. Rich received a BBA from the University of Michigan’s Stephen M. Ross School of Business.

Ritesh Shukla 2

Ritesh Shukla

Chief Executive Officer

NPCI International Payments Limited

Ritesh Shukla

Chief Executive Officer

Mr. Ritesh Shukla is Chief Executive Officer of National Payments Corporation of India, International (NIPL) & is responsible for formulating business strategies and leading business development by deploying NPCI's technology and solutions in International Markets.

His responsibilities include engaging and collaborating with traditional as well non-traditional players in payment eco-system to drive business strategy and achieve growth.

Mr. Shukla holds a Master’s Degree in Business Administration with specialization in International Business. He has over 20 years of work experience with expertise in areas of managing country business, leading business development and relationship management.

Prior to joining NPCI, he was part of MasterCard’s business in Middle East and North Africa. During his 6 years with MasterCard, he has performed a wide array of roles in country management, business development functions, P/L functions to drive profitability and market share, a role in which he provided best-in-class financial services to top-tier multi-national corporations and financial institutions.

His previous stints include working with Visa Inc. and leading financial institutions such as Axis Bank, HDFC Bank and SBI Cards in payments business.

Sandra Yao (2)

Sandra Yao

Senior Vice President Africa

Thunes

Sandra Yao

Senior Vice President Africa

Sandra Yao is the SVP Africa at Thunes, Singapore based Fintech powering payments for the world's most ambitious businesses. Sandra is a seasoned leader in the payments space, having set up and grown the Africa region operations and has played a key role in building key partnerships and business opportunities while strategically driving smarter transfer solutions for cross border payments. Passionately working with industry leaders to continue shaping the African payments industry into a more inclusive ecosystem!

Deputy Governor Soraya

Soraya Hakuziyaremye

Deputy Governor

National Bank of Rwanda

Soraya Hakuziyaremye

Deputy Governor

Hon. Soraya Munyana HAKUZIYAREMYE was appointed Deputy Governor of the National Bank of Rwanda in March 2021. 

Prior to that, she served as Rwanda's Minister of Trade and Industry, from October 2018 to March 2021; she began her tenure as a Cabinet Member right after her time as Vice President in the Financial Institutions/Financial Markets Risk Department at ING Bank in London.

Hon. Soraya M. HAKUZIYAREMYE has had an extensive career in global banking; she worked in various positions at BNP Paribas Group in Paris, Fortis Bank and the Bank of New York Mellon in Brussels. She also served as Senior Advisor to Rwanda’s Minister of Foreign Affairs from 2012 to 2014.

She holds a postgraduate degree in International Management from the Thunderbird Graduate School of Global Management in the U.S., as well as a Masters in Business Engineering (Ingénieur de Gestion) from the Solvay Business School at the Université Libre de Bruxelles in Belgium.

Tidjane Thiam

Tidjane Thiam

Board Chairman

Rwanda Finance Limited

Tidjane Thiam

Board Chairman

Tidjane Thiam is the Board Chairman of Rwanda Finance Limited as well as being the Executive Chairman of Freedom Acquisition 1 Corporation. He is also the Chairman of the Audit Committee of the Kering Group, a member of the International Olympic Committee, and a Special Envoy on Covid 19 for the African Union. 

Before this, Mr. Thiam was Chief Executive of Credit Suisse from 2015 to 2020 and Group Chief Executive of Prudential plc from 2009 to 2015, after one year as Chief Financial Officer. Between 2002 and 2008, Mr. Thiam held various leadership roles at Aviva after being a partner at the consulting firm McKinsey & Company. From 1994 to 1999, he was Chief Executive of the National Bureau for Technical Studies and Development and subsequently Secretary of Development and Planning for Côte d’Ivoire. 

Mr. Thiam co-chaired the World Economic Forum 2016 in Davos and joined the Group of Thirty (G30), a select group of leaders in international finance, in 2015. He has been on the Board of Directors of 21st Century Fox from 2014 until 2019. He was named Chairman of the Board of the Association of British Insurers from 2012 to 2014. In 2018, Mr. Thiam received the Euromoney Award for Excellence ‘Banker of the Year’. 

Mr. Thiam is a graduate of the École Polytechnique and the École Nationale Supérieure des Mines de Paris and holds an MBA with distinction from INSEAD. Mr. Thiam is a Chevalier of the French Legion of Honour.

Tommaso Mancini-Griffoli-1

Tommaso Mancini-Griffoli

Division Chief in the Monetary and Capital Markets Department

International Monetary Fund

Tommaso Mancini-Griffoli

Division Chief in the Monetary and Capital Markets Department

Tommaso Mancini-Griffoli is the Division Chief of the Payments, Currencies, and Infrastructure division at the International Monetary Fund (IMF). His work focuses on digital currencies and payments, monetary policy, foreign exchange interventions, modelling, and central banking operations and communication. He has advised country authorities and published widely on these topics. Prior to joining the IMF, Mr. Mancini-Griffoli was a senior economist in the Research and Monetary Policy Division of the Swiss National Bank, where he advised the Board on quarterly monetary policy decisions. Mr. Mancini-Griffoli spent prior years in the private sector, at Goldman Sachs, the Boston Consulting Group, and technology startups in the Silicon Valley. He holds a PhD from the Graduate Institute in Geneva, and prior degrees from the London School of Economics and Stanford University.

Ritesh Shukla 2

Ritesh Shukla

Chief Executive Officer

NPCI International Payments Limited

Ritesh Shukla

Chief Executive Officer

Mr. Ritesh Shukla is Chief Executive Officer of National Payments Corporation of India, International (NIPL) & is responsible for formulating business strategies and leading business development by deploying NPCI's technology and solutions in International Markets.

His responsibilities include engaging and collaborating with traditional as well non-traditional players in payment eco-system to drive business strategy and achieve growth.

Mr. Shukla holds a Master’s Degree in Business Administration with specialization in International Business. He has over 20 years of work experience with expertise in areas of managing country business, leading business development and relationship management.

Prior to joining NPCI, he was part of MasterCard’s business in Middle East and North Africa. During his 6 years with MasterCard, he has performed a wide array of roles in country management, business development functions, P/L functions to drive profitability and market share, a role in which he provided best-in-class financial services to top-tier multi-national corporations and financial institutions.

His previous stints include working with Visa Inc. and leading financial institutions such as Axis Bank, HDFC Bank and SBI Cards in payments business.

Ravi

Ravi Menon

Managing Director

Monetary Authority of Singapore (MAS)

Ravi Menon

Managing Director

Mr Ravi Menon was appointed Managing Director of the Monetary Authority of Singapore (MAS) in 2011. He was previously Permanent Secretary at the Ministry of Trade & Industry and Deputy Secretary at the Ministry of Finance.

Mr Menon began his career at MAS in 1987. During his 16 years in MAS, he was involved in monetary policy; econometric forecasting; organisational development; banking regulation and liberalisation; and integrated supervision of complex financial institutions. Mr Menon spent a year at the Bank for International Settlements in Basel, as a member of the secretariat to the Financial Stability Forum. A recipient of the Singapore Government's Meritorious Service Medal and Public Administration (Gold) Medal, Mr Menon has served on a variety of boards in the public, private, and people sectors in Singapore. On the international front, Mr Menon chairs the Network of Central Banks and Supervisors for Greening the Financial System as well as Chair of the Glasgow Financial Alliance for Net Zero APAC Network Advisory Board. He is also a member of the Financial Stability Board (FSB) Steering Committee. Mr Menon holds a Master's in Public Administration from Harvard University and a Bachelor of Social Science (Honours) in Economics from the National University of Singapore.

Sauda Msemo

Sauda Msemo

Deputy Governor Financial Stability and Deepening

Bank of Tanzania

Sauda Msemo

Deputy Governor Financial Stability and Deepening

Sauda Kassim Msemo Deputy Governor, Financial Stability and Deepening (FSD) Bank of Tanzania Qualifications: Sauda has a Master’s of Science in Finance with Distinction from the University of Strathclyde, Glasgow, United Kingdom. She also holds a Bachelor of Accounting (Honours) from the International Islamic University Malaysia. Sauda received a Certificate in Computer Studies from the Institute of Management and Information Technology, Dar es Salaam. Career & Experience: As Deputy Governor, Sauda supervises the financial sector to ensure stability of the country’s financial system, oversees the nation’s payment system and fosters financial inclusion. She previously served as Commissioner for External Finance and Assistant Commissioner Debt Policy (Ministry of Finance and Planning); Senior Financial Analyst and Advisor Fiscal Affairs (Bank of Tanzania); Research Assistant (Vertex Financial Services); and Accountant Intern at Nordant Management Consultants (M) Ltd Kuala Lumpur Malaysia. At the Ministry of Finance, Sauda supervised key investment portfolios and fostered development cooperation with various bilateral development partners and international financial institutions including the World Bank, IMF, African Development Bank and Global Fund. In addition, coordinated loans syndication for major infrastructure projects in the country. Sauda is a Chairperson of the National Multi-Disciplinary Committee on Anti-Money Laundering; a Member of the National Generation Equality Forum Advisory Committee that coordinates and monitors the implementation of national commitments on Women Economic Justice and Rights and advise the President on the implementation progress; a Voting Member of the Global Standards and Policy Committee (GSPC) of the Alliance for Financial Inclusion (AFI); and A Member of Tanzania National Business Council (TNBC) – Finance Working Group.
CHEA SEREY_IFF

Dr Serey Chea

Deputy Governor

National Bank of Cambodia

Dr Serey Chea

Deputy Governor

Serey Chea is the Deputy Governor of the National Bank of Cambodia. She is passionate about financial inclusion and women economic empowerment. Achievements under her leadership include the establishment of Credit Bureau Cambodia in 2012 that propelled Cambodia's Ease of Access to Finance to number 7 worldwide in 2017 by the World Bank, the introduction of Bakong, a national backbone payment system using DLT allowing interoperability amongst all financial service providers making financial services more accessible and affordable, and the introduction of financial literacy into the general education program. Serey hold a PhD in economics and is a member of the Young Global Leader of the World Economic Forum.

Speakers

Adeeb Ahamed

Adeeb Ahamed

Managing Director

LuLu Financial Holdings

Adeeb Ahamed

Managing Director

Adeeb Ahamed is a multifaceted professional spearheading several companies in financial services, F&B, and hospitality. He is the Managing Director of LuLu Financial Holdings, a global financial services conglomerate with a significant presence in India. The company’s investments include LuLu Forex which provides services such as foreign currency exchange and cross-border payments, and LuLu Finserv which is an NBFC providing micro-finance. Adeeb is also the founding Managing Director of Twenty14 Holdings which owns several luxury hospitality assets across the world. Adeeb is one of the top business leaders in the Middle East & India and is on the Board of several global institutions including the World Tourism Forum Lucerne and the World Economic Forum’s South Asian Regional Strategy Group. He is also a founding member of the UAE India Business Council - UAE chapter and the Chair of FICCI India - Middle East Regional Council for the year 2023.

Aditya Kumar Sinha

Aditya Kumar Sinha

Head - Fintech and Digital Innovation

Qatar Financial Centre Authority

Aditya Kumar Sinha

Head - Fintech and Digital Innovation

Aditya Sinha joined Qatar Financial Centre as Head - Fintech & Digital Innovation. He has acquired extensive experience in FinTech and digital transformation through his diversified advisory and Business Development roles. Aditya has a passion for value creation around products and services, teams and companies, turning ideas into innovative solutions. Aditya has mentored different start-ups in the field of Fintech and played key roles on various public and private initatives. In his previous career with Citibank, OCBC Bank and J.P.Morgan, he led and delivered various cross franchise strategic, multi-year transformation and innovation programmes across Asia Pacific & Europe. He has served as team leader at Innovation labs at OCBC bank and Citibank and has developed multiple products and ecosystems together with global Fintechs and industry participants.

Aiaze Mitha

Aiaze Mitha

Digital Finance & the SDGs, Global Lead

UNDP

Aiaze Mitha

Digital Finance & the SDGs, Global Lead

Aiaze has worked in Inclusive Digital Finance / Fintech in 40+ countries and advised many financial regulators and international organizations. He is currently leading a joint UNDP/UNCDF program on digital finance innovations to accelerate financing for the SDGs. A lot of his work focuses on fintech innovations for SMEs, climate, and nature. Previously, Aiaze led a coalition of digital platforms (wealth management, e-commerce, banks, payments) harnessing AI/tech to enable greener choices for their users. Aiaze was also a Senior Advisor to the UN Secretary General’s Task Force on Digital Financing of the SDGs and was leading a global Dialogue platform seeking to align the governance of BigFintechs with the SDGs. Prior to that, Aiaze was Chief Officer at Tiaxa, a digital lending Fintech primarily in Africa but also Latin America and Asia. Aiaze also sits on the Board of several Fintech startups.

Alain Kajangwe

Alain Kajangwe

Chief Executive Officer

WiredIn Ltd.

Alain Kajangwe

Chief Executive Officer

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Alex Sea

Founder & Director

Africa Fintech Forum

Alex Sea

Founder & Director

Alex Sea is a francophone West Africa FinTech leader. He co-founded and manages Finov, an advisory and investment venture dedicated to the West Africa francophone financial technologies ecosystem. Finov HUB helps government and public players define and activate digital finance strategies, accelerate promising financial technologies with great social impact in a unique program, helps innovators develop very disruptive FinTech and co-invests in high value projects with business angels and venture capitalists and supports bank, insurance, microfinance, telecom companies, etc. 

Since 2017 he founded and chairs Africa FinTech Forum the leading francophone Africa FinTech event. He also organises the Africa FinTech tour, a FinTech roadshow across 10+ countries gathering local FinTech ecosystem players.

Alexio Manyonde

Alexio Manyonde

ChairmanChief Technology Officer

ZEP-RE (PTA Reinsurance)

Alexio Manyonde

ChairmanChief Technology Officer

Alexio is an experienced ICT leader with a proven track record in leveraging technology to gain a competitive advantage in the business landscape. With a deep understanding of business priorities and pain points, he has exceled in building strategic relationships and leading expert teams to deliver innovative solutions. He is a confident technology leader who continuously stays ahead of the curve, bringing relevant innovations to drive business success. As an inspirational team leader, he focuses on insurance industry growth in use of technology. He holds a BSc in Electrical Engineering Honours, MSc in Computational Intelligence, and an MBA, showcasing his commitment to continuous learning and staying up-to-date with market trends. Alexio has an extensive professional history, with notable roles in prominent organizations. Currently serving as the Chief Technology Officer at ZEP-RE (PTA Reinsurance), he is responsible for general management, strategy and innovation, as well as leading digital transformation efforts. Prior to this, he held various senior IT positions at Unilever East and Southern Africa, including IT Management as well as Data and Analytics.

ali

Ali Hussein Kassim

Chairman

Association of FinTechs in Kenya

Ali Hussein Kassim

Chairman

Ali is a Serial Entrepreneur and regular commentator and contributor on all things Tech and the Policy and Regulatory landscape that straddles this sector across Africa in particular and the world in general.

Ali also serves on several boards, key among them being the Founding Chairman of the Association of FinTechs in Kenya and Executive Board Member of the Africa Fintech Network. He’s also a board member at Longhorn Publishers PLC. 

ameya

Ameya Upadhyay

Venture Partner

Flourish Ventures

Ameya Upadhyay

Venture Partner

Ameya Upadhyay is a Venture Partner at Flourish Ventures. He invests in organisations that have the potential to create economic opportunities for individuals in Africa.

Amor_Maclang

Amor Maclang

Convenor

Digital Pilipinas

Amor Maclang

Convenor

A known movement maker, Amor Maclang is the convenor of Digital Pilipinas, the largest private sector-led movement for creating an innovation and a technology ecosystem engaged in the global digital economy in the Philippines. She is also the convenor of the Digital Pilipinas Festival - the largest digital economies festival in ASEAN - and the Philippine Fintech Festival. She’s the leading advocate of nascent technology adoption in the country from blockchain, Web3, cryptocurrency, e-commerce and fintech advising some of the leading companies, organizations and governments in ASEAN. In her domestic workstreams, she is the advisor of the Department of Finance, the Department of Trade and Industry, the Department of Science and Technology, the Department of Information and Communications Technology, and the Department of Health and also stands as the Investment Promotions Partner of the Department of Trade and Industry-Board of Investments and the Philippine Economic Zone Authority. Recently, Amor was appointed to be the official partner of the Association of Southeast Asian Nation through the Permanent Mission of the Philippines to ASEAN to champion the Philippines as the Digital Bridgeway to ASEAN. As a recognized leader in the tech and innovation space, she was acclaimed in the highly prestigious Singapore Fintech Festival ASEAN Fintech Leaders Award. She is also the G100 global chair for women leadership. In honor of her relentless work in the tech and innovation space, Amor was awarded an honorary degree of Doctor in Philosophy (honoris causa) at Rai University India. On the flipside, she is the Co-Founder and Chief Reputation Architect of GeiserMaclang, the leading company in special situations, risk, issues and crisis, her 22 year old start up that specializes in high-impact, high-risk, high value and highly regulated industries specifically in the technology, renewable energy, public health, tourism, urban planning and the financial services industry.

Amy Bryant

Amy Bryant

Deputy Chief Executive

Jersey Finance

Amy Bryant

Deputy Chief Executive

Amy joined Jersey Finance in 2011, and in addition to being Deputy Chief Executive, retains an active position leading the Strategic Projects team which undertakes projects and initiatives to develop the financial services industry in the Island. Amy was born and educated in Jersey and subsequently went on to study at Durham University where she graduated with an honours degree in Natural Sciences. Previous to Jersey Finance, Amy worked for PwC in the Channel Islands where she specialised in the taxation of offshore funds and Jersey corporate vehicles and provided international structuring advice to a global client base. Amy is a Chartered Tax Advisor and Chartered Accountant.

Anna Ekeledo_IFF

Anna Ekeledo

Executive Director

AfriLabs

Anna Ekeledo

Executive Director

Anna Ekeledo is the Executive Director of AfriLabs - a Network organisation of 400 technology and innovation hubs spread across 52 African Countries and the diaspora; leading the AfriLabs community to achieve its vision of a thriving innovation economy in Africa, and heading a pan-African team to develop initiatives and build multi-stakeholder partnerships that support African innovation hubs and other stakeholders in raising high potential entrepreneurs that stimulate economic growth and social development in Africa.

Anna is an international speaker, trainer, innovation ecosystem builder, and mentor. She is also an advisor, in several advisory roles; is a member of the Africa-Europe Foundation Digital Strategy Task Force, she is also engaged in a High-Level Policy Dialogue on the Science, Technology and Innovation working group AU-EU Science, Technology and Innovation (STI) and a member of the World Economic Forum’s Global Future Council on the Future of technology policy. 

Prior to joining AfriLabs, Anna was involved in pioneering various impact-driven projects and new business units with organisations such as the Visiola Foundation, Wild Fusion Digital Centre, Google, Lagos Business School - Nigeria, and Ingenico - a French global financial technology company.

Anna has a first-class degree in Psychology from Covenant University, Nigeria and an M.Sc. International Marketing Management from Leeds University Business School, UK.

She has also been recognised as a top African economic and tech leader by bodies such as Choiseul 100 Africa, and Agile 50, the World's 50 Most Influential People Navigating Disruption, by Apolitical and World Economic Forum

Anton Ruddenklau

Antony Ruddenklau

Partner

KPMG International

Antony Ruddenklau

Partner

Antony Ruddenklau, Partner

• Head of Financial Services Advisory, KPMG Singapore

• Global Head of Fintech, KPMG International

• Global Head of Innovation, Financial Services, KPMG International

I co-lead our Global Fintech practice and advise financial institutions, fintech, hyperscales and investors on strategy, growth and client development. I advise clients globally as diverse as Tencent and HSBC, through to Google, Insight Venture Partners and LSE.” Anton has led or advised on over 200 growth projects across Corporates and Financial Institutions and he has extensive experience of assessment and strategy design for emerging business models including embedded finance, marketplace models, ecommerce platforms, market utilities and joint ventures. 

Strategy Development

• Strategy development for Corporate & Institutional businesses including Markets & Transaction Banking, Investment Management and segment strategies across Consumer and SME

• Development of corporate strategic initiatives such as International Mobility, Innovation, Network Coverage, Regulatory Strategy and Strategy Execution

• Post crisis strategy projects covering post COVID and Lehman/ GFC market analysis for global banks, impact assessment of regulatory and market change on business model economics, the design of government and industry initiatives

• Market studies and research for governments, regulators and investors in the areas of financial technology (fintech), innovation and digital industry change

• New business model development and advise on the move to platform-based models (FI & Corporates) Customer Strategy & Execution

• Customer strategy covering dynamic segmentation, proposition design, pricing strategy & planning

• Design, development and leadership of global CX programmes to improve client engagement with banks, including the development of client advisory boards and client scorecards

• Advise to hyperscale technology firms, fintech and FMI on their FS distribution and product strategies

• Multiyear sales transformation for Corporate Financial Institutions, CRM programme development, sales effectiveness reviews and sales training projects across Corporate and Retail businesses

• Business and operating model development for market infrastructure providers covering Sales, Client Service, Product and Business Development – driven by market and regulatory change Digital & Innovation

• Development of strategies for digital, data & analytics across Retail, Wealth, Corporate segments

• Assessment and design of Innovation programmes for global banks, regulators and market infrastructure providers covering Corporate Venture Capital, Venture Building, Sandboxes, Client Outreach and Internal capability development

• Assessment, design and execution of new business models – platforms, marketplaces, utilities and the “Opening Up” of Financial Services • Design and execution of new digital banks, platforms and propositions for B2C, B2B and B2B2C models

• Development and execution of propositions for Liquidity, Supply Chain, Working Capital Management, Lending and Mass Affluent banking

• Cloud transformation - reimagining traditional FS products through cloud services (AI/ ML) and acceleration of data led business models

• Data led business transformation of corporate functions – Risk, Compliance, Finance and FinCrime

• Redefinition of scalable agile business transformation and broader digital/ market culture change Regulation

• Projects covering KYC/ AML, Bribery Act, FATCA, DFA/ Volcker, SEPA, Brexit and the PSD Key FS clients include HSBC, Citi, JP Morgan, Lloyds Banking Group, RBS, Santander, ING, Wells Fargo, Westpac, DBS, CCB, Bank of China, American Express, Google, AWS, Microsoft, Ant Financial, Tencent, Facebook, Creditease, Monzo, Clearbank, Revolut, PayPal, SWIFT, FCA, Bank of England, PBOC, Virgin Money, Aviva, BlackRock, FSA Outside of working in financial services, Anton has worked on growth projects with Corporates such as Intel, HP, Uber, PartyGaming, Ford, Mars, Tesco, EMI, WPP and Unilever.

Aphrodice Mutangana

Aphrodice Mutangana

Director of Partnership

Digital Africa

Aphrodice Mutangana

Director of Partnership

Aphrodice MUTANGANA, Director of partnerships at Digital Africa; an French, European organisation supporting tech ecosystem on the continent through upskilling, financing and advocacy. Former kLab general Manager, Co-initiator of different initiatives. 

Aphrodice MUTANGANA is a member of various investment committees and Boards of Directors around the world pertaining to education, innovation, investment and entrepreneurship.

Arinjoy Dhar

Arinjoy Dhar

Senior Director

BRAC

Arinjoy Dhar

Senior Director

Arinjoy Dhar is the Senior Director for Microfinance at BRAC.

Mr. Dhar has diverse and extensive experience in inclusive finance, strategy implementation, large-scale transformation, digital innovation and adaptation, process improvement initiatives, and customer experience improvement initiatives. He has a proven record of developing strong and successful teams and is passionate about financial inclusion, frugal innovation, and solving social problems.

Before joining BRAC, Mr. Dhar worked for HSBC Hong Kong Commercial Banking as the Director and Head of Operational Excellence. Prior to this, he worked as the COO of Commercial Banking for Pearl River Delta at HSBC China. He held strategic management positions and worked for Commercial Banking teams in Hong Kong, Canada, China, and Bangladesh. He also worked for Asia Pacific Retail Banking, Global Trade and Receivable Finance, Global Insurance, Financial Control, Banking Operations, Credit Risk, Learning, and Development functions. He did a short time assignment in Vietnam as Country COO and worked on initiatives in Indonesia and Thailand and attended workshops in Mexico, the UK, Canada, and India.

Mr. Dhar holds a Master's Degree in Leadership Practice and Responsibility from Lancaster University and holds a Bachelor’s Degree from Birmingham City University. Mr. Dhar is a Fellow Member of CIMA (UK) and CPA (Australia). He attended advanced management programmes at McGill University, the University of Cambridge, and Shanghai Jiao Tong University.

Arjun_vir_singh

Arjun Vir Singh

Partner - Global Financial Services

Arthur D. Little

Arjun Vir Singh

Partner - Global Financial Services

Arjun is a Partner with Arthur D. Little (ADL) Global Financial Service Practice. His areas of focus is Fintech, Embedded Finance and Digital Assets. Arjun is also the host of the podcast, Couchonomics with Arjun and the Founder of the fastest growing Fintech Community in the MENA region, called Fintech Tuesdays.

Arjuna Costa_IFF

Arjuna Costa

Managing Partner

Flourish Ventures

Arjuna Costa

Managing Partner

Arjuna Costa is driven by a deep compassion for vulnerable populations across the globe, and partners with entrepreneurs using innovative technologies to enhance their customers’ financial well-being. He co-manages Flourish, with a primary focus on venture investing across emerging markets in Asia, Africa, and Latin America.

Before Flourish, Arjuna was a partner at Omidyar Network, where he built a global portfolio of early-stage, inclusive fintech companies. Prior to that, Arjuna developed a deep understanding of the potential to radically alter traditional “brick-and-mortar” economics through mobile money solutions for the Bill & Melinda Gates Foundation. Before that, he invested equity and debt in consumer finance companies in emerging markets at The Rohatyn Group, a multi-billion dollar emerging markets investment firm.

In 2003, Arjuna cofounded a $120-million private equity fund focused on the turnaround of distressed commercial banks in Africa. The fund grew out of advising governments on the restructuring and privatization of its banking sector. Arjuna began his career at Lehman Brothers, where he spent five years financing power plants and airports globally.

Arjuna earned an MBA from Harvard Business School and a BA in computer science from Columbia University.

Assel Zhanassova

Assel Zhanassova

Chief Executive Officer

Kazpost

Assel Zhanassova

Chief Executive Officer

About Assel Zhanassova CEO of Kazpost JSC From October 2022 Assel Zhanassova was Vice Minister of Trade and Integration and was responsible for digitalisation of trade, development of payment systems and digital banking. Assel Zhanassova has more than 10 years of experience in implementation of local and international IT projects. She is one of the top 30 Women in FinTech Powerlist 2019 by Innovate Finance In 2010, she obtained a bachelor's degree in Computer Science from the University of Cambridge under the Bolashak International Presidential Scholarship. In 2014, she got her Master's degree in Computer Science from the University of Cambridge. Prior to the appointment as Vice Minister of Trade and Integration from 2017 to 2020 she was AIFC Chief Digital Officer In 2016-2017, she was CEO of Zerde National Holding JSC. In 2014-2016, she was Deputy Director of the Digital Technologies Department of the National Bank of Kazakhstan. In 2010-2014, Assel Zhanassova was Head of IT Security at the Eurasian Natural Resources Corporation PLC in London. She was responsible for implementing large strategic projects in Kazakhstan, Africa, Europe

Ayandev Saha

Ayandev Saha

Lead, Climate Risk Adaptation and Insurance

K. M. Dastur & Company Limited

Ayandev Saha

Lead, Climate Risk Adaptation and Insurance

Ayandev has over 15 years of experience in design and implementation of universal, inclusive and climate risk insurance scheme(s) in Afro-Asian region. He has led several World Bank, ADB and donor funded (e.g., USAID, UKAID, IFAD) projects. He has advised governments, regulators, associations and insurers on social protection, regulations and strategies for building mass markets. He has worked extensively in the areas of research and public policy, product development, relationship management and facilitating tie-ups with partners and donors to provide insurance solutions to the low-income households/ institutions. In his recent assignment, Ayandev has served as the Strategic Advisor in the Ministry of Finance and Economic Planning, Government of Rwanda.

Dr Babatunde Obrimah

Dr Babatunde Obrimah

Chief Operating Officer

Fintech Association of Nigeria

Dr Babatunde Obrimah

Chief Operating Officer

Dr. Babatunde Oghenobruche Obrimah is the Chief Operating Officer of Fintech Association of Nigeria. He is a fintech enthusiast and a multi-skilled individual with working experiences spanning the banking sector, non-bank financial services sector, financial consulting services, project management and public sector. His Professional career commenced at First Bank Nigeria Plc and worked in various banks during his banking career. He serves on the board of various Fintech companies, holds a Doctorate Degree in Business Administration (D.B.A), a M.B.A, B.Sc/M.Sc in Agronomy and has Certifications in Project Management (PMP). He has attended many courses including one on Digital Transformation at MIT.

Béata Habyarimana

Béata Habyarimana

Group Chief Executive Officer

BK Group Plc

Béata Habyarimana

Group Chief Executive Officer

Béata HABYARIMANA is the Group Chief Executive Officer of BK Group, the largest Rwandan Financial Group hosting 5 subsidiaries: Banking, Insurance, Wealth Management services, Digital solutions through a TechHouse and Philanthropic activities through a Foundation.

Mrs. Béata is an economist and financial advisor with track records in the banking industry. Her area of expertise covers business reshuffling and organizational change.

For the last 16 years, Béata worked as an Executive for several banks including Bank of Africa Rwanda as Deputy Managing Director, Agaseke Bank as CEO and Banque Populaire du Rwanda.

Her personal action focuses on the persistent issue of women financial empowerment. She is a founding member of New Faces New Voices Rwanda Chapter - a Pan-African advocacy group that focuses on expanding the role and influence of women in the financial sector - and a founding member of RUGORI Investment Network, a Trust Fund for women investment products.

From 2021 to 2022, Béata has been appointed as Minister of Trade and Industry of Rwanda, where she played a crucial role in the effective implementation of the African continental free trade area agreement.   

Ms. Béata holds an MBA in Finance from Maastricht School of Management in Netherlands and a bachelor’s degree in Public Economics from the University of Rwanda.

Belle Lou

Belle Lou

Co-founder & Partner

Unizon Blockchain Technology

Belle Lou

Co-founder & Partner

Belle is a partner at Eakin McCaffery Cox, a prestigious legal firm with over 100 years of history. She specialises in corporate and commercial law, with extensive experience in contract law, trust law, corporations law, insolvency law, and emerging areas such as fintech and related laws. Belle has also been appointed to the Panel of Arbitrators (Foreign Arbitrators) of the Shanghai International Economic and Trade Arbitration Commission. Additionally, Belle is a co-founder of Unizon Blockchain Technology (UBT), a fintech company that aims to digitalise and trade real-world assets, providing greater transparency, efficiency, accessibility, and fairness to business and trade activities.

Bente Krogmann

Bente Krogmann

Chief Executive Officer

mTek

Bente Krogmann

Chief Executive Officer

Bente joined mTek in 2019 with the mission to break the 3% barrier of insurance penetration through digital transformation. Her innovation has revolutionized customer experience and eliminate the laborious insurance paperwork through an elaborate know your customer framework. She has been instrumental in the ongoing transformation of the insurance through transparent and integrated processes, resulting to over 200,000 Kenyans. Prior to founding mTek, Bente build her reputation as a talented project manager, which saw her start the Extreme Clean Carwash franchise in partnership with Vivo Energy.

Bertrand Ndengeyingoma

Bertrand Ndengeyingoma

Chief Technology and Innovation Officer

National Bank of Rwanda

Bertrand Ndengeyingoma

Chief Technology and Innovation Officer

Central Bank of Rwanda employee since 2018.

Bongani Maponya

Bongani Maponya

Managing Executive, Value Banking

TymeBank

Bongani Maponya

Managing Executive, Value Banking

I am passionate about making positive impact in the lives of ordinary South Africans through financial inclusion. I have over 16 years banking experience with dedication to financial inclusion.

Carine Umutoni

Carine Umutoni

Managing Director

Ecobank Rwanda Plc.

Carine Umutoni

Managing Director

Mrs. Carine Umutoni is the Managing Director of Ecobank Rwanda Plc.

Mrs. Umutoni has over 19 years of experience in banking and has previously served in senior management roles in the banking sector in Rwanda such as Managing Director of BK Capital, Head of Treasury and Trade Finance at Bank of Kigali, Head of Treasury and Institutional Banking at KCB Rwanda and Head of Treasury and Trade Finance at Banque Commercial du Rwanda (BCR), now I&M Bank Rwanda.

She is also a member of the Agahozo Shalom Youth Village.

She is the holder of an MBA in Corporate Strategy and Economic Policy from Maastricht University, Netherlands.

Chanelle Umuraza

Chanelle Umuraza

Product Owner

Bank of Kigali

Chanelle Umuraza

Product Owner

As a Product Owner at Bank of Kigali's Digital Factory. Chanelle has over 3 years of experience with a strong understanding of banking products and customer needs. Chanelle has successfully launched the Bank's new mobile App and USSD service, resulting in increased customer engagement and improved user experience. Chanelle holds a Bachelor's degree in International Business from Nanjing University of Aeronautics and Astronautics. Outside of work, Chanelle mentors young women interested in finance and technology and enjoy travelling to experience different cultures.

Chantal Umutoni Kagame

Chantal Kagame

Chief Executive Officer

Mobile Money Rwanda Ltd

Chantal Kagame

Chief Executive Officer

Chantal Kagame is a distinguished business executive and esteemed leader, celebrated for her exceptional strategic acumen and profound impact on Rwanda's mobile money industry. With her visionary leadership at the helm, numerous initiatives have flourished, propelling the growth of a thriving digital economy in Rwanda. One notable accomplishment under her guidance is the successful launch of MoMoPay, a groundbreaking merchant payment solution that has revolutionized financial transactions. Additionally, Chantal has spearheaded efforts to enhance financial accessibility through Mokash, a platform facilitating access to finance for individuals and businesses alike. She has also created strategic partnerships with startups, harnessing the power of OpenAPI to bring innovative solutions to life, positively transforming the lives of countless individuals. Notably, Chantal's endeavours have resulted in substantial job creation, particularly for mobile agents stationed across the country, ensuring convenient and widespread access to financial services for the Rwandan population.

Charlotte Roenje

Charlotte Roenje

Co-founder & Chief Executive Officer

Jamii.one

Charlotte Roenje

Co-founder & Chief Executive Officer

Charlotte is an economist with a deep commitment to poverty reduction at scale. During her studies, Charlotte focused on and worked with Microfinance and East Africa, which led her to join PwC in 2014, where she focused on sustainable strategies and market entry. In 2019, Charlotte founded Jamii.one, a technology-driven company dedicated to building financial health and reducing poverty. As CEO and principal shareholder, she also established the Jamii.one Foundation, dedicated to ending poverty through financial inclusion. Charlotte's influence extends beyond Jamii.one. She chairs the board of TechVelopment Denmark, supporting Nordic companies in leveraging technology for business-driven development in emerging markets. Additionally, she is a three-time elected business representative on the board of Copenhagen Fintech. Charlotte's exceptional contributions to fintech earned her a place in the 'Women in Fintech Powerlist' as a 'Standout 45' in 2021 and recognition as one of the "25 Female Founders You Should Know" by the Danish Chamber of Commerce in 2023. Her dedication and expertise continue to inspire in the realm of financial health and fintech.

Chigwende Marlon

Chigwende Marlon

Managing Partner

Admaius Capital Partners

Chigwende Marlon

Managing Partner

Marlon has 30 years' business experience, almost 20 of which has been focused on Africa. He was founding co-managing director and head of The Carlyle Group's maiden Sub-Saharan Africa Fund and the founding managing director for Standard Chartered Private Equity Africa. In both instances, he started and developed pan-African private equity businesses from scratch. Prior to establishing Standard Chartered’s African Private Equity business, Marlon was an Executive Director at Goldman Sachs in London and before that at JPMorgan Chase & Co for many years. Marlon trained as an Actuary and holds a BSc (Hons) Degree in Mathematics and Actuarial Studies

Christian Ruehmer

Christian Ruehmer

Co-founder

Q-Lana Inc

Christian Ruehmer

Co-founder

Christian is the Co-Founder of Q-Lana, an open banking platform that digitizes financial institutions of all sizes and fund managers using a low-code technology.

Christian has over 30 years of experience in financial services working in places like New York, Frankfurt, and Madrid for several larger institutions. Christian advised well over 100 FIs and international organizations in Risk Management, Investments, Corporate/SME Lending, and Digitalization.

Christian has in-depth experience in sustainable finance and is a Senior Investment Advisor for Bamboo Capital Partners, a Fund Manager for debt and equity investments in the impact space. Bamboo has invested over $400mn in the past years and is the manager of several debt and equity funds.

He graduated from Frankfurt School. He is a Chartered Financial Analyst (CFA) and a Financial Risk Manager (FRM) and serves on the board of several financial service providers. He founded Proyecto Horizonte, a community development program in Bolivia, which today serves over 3000 children every year with programs in education, and community services.

Christian Kajeneri

Christian Kajeneri

Fintech Strategy, Products & Services

Mobile Money Rwanda Ltd

Christian Kajeneri

Fintech Strategy, Products & Services

Clare Akamanzi

Clare Akamanzi

Chief Executive Officer

Rwanda Development Board

Clare Akamanzi

Chief Executive Officer

Ms. Clare Akamanzi is an International Trade and Investment Lawyer, who is currently the CEO of the Rwanda Development Board and a Cabinet Member. She has served the Government of Rwanda in several senior positions for the last 19 years. Ms. Akamanzi is a Harvard Kennedy School MPA alum, and also holds an LLM (International Trade and Investment) from the University of Pretoria, South Africa. She was a Young Global Leader of the World Economic Forum and was named one of Africa’s Top 50 Powerful Women by Forbes in 2020. In early 2020, Ms. Akamanzi was appointed as a Founding Board Member of the World Health Organization Foundation (WHO-F). She was also recently appointed as an advisory board member of the Global Innovation Index (GII).

Clare Rowley

Clare Rowley

Head of Business Operations

Global Legal Entity Identifier Foundation (GLEIF)

Clare Rowley

Head of Business Operations

Clare Rowley is the Head of Business Operations at the Global Legal Entity Identifier Foundation (GLEIF). Prior to working with GLEIF, Ms. Rowley worked at the United States Federal Deposit Insurance Corporation where she led technology initiatives improving bank resolution programs and contributed to research on subprime mortgages. Ms. Rowley is a CFA® charterholder and holds a MS in Predictive Analytics from Northwestern University.

Hon. Irere Claudette

Hon. Claudette Irere

Minister of State for ICT and Technical Vocational Education and Training

Ministry of Education, Rwanda

Hon. Claudette Irere

Minister of State for ICT and Technical Vocational Education and Training

Hon. Claudette IRERE was appointed Minister of State in charge of ICT and TVET of the Republic of Rwanda in February 2020. This position has been reinstated as the Government moves to streamline and strengthen Technical and Vocational Education and Training (TVET) and ICT integration in teaching and learning. Prior to her current position, she was the Permanent Secretary in the Ministry of ICT and Innovation. Hon. Claudette IRERE, who co-founded FabLab Rwanda and served as its general-manager, previously served as project manager at Private Sector Federation (PSF), ICT Chamber, General-Manager at kLab and CR Manager at RwandaOnline (Current Irembo Ltd). Hon. Claudette Irere acquired her Master’s Degree in Computer Engineering from Oklahoma Christian University in 2013 a year after graduating from the former National University of Rwanda with a Bachelor’s in Computer Science in 2012.

Crepin Kayisire

Crepin Kayisire

Co-founder & Chief Executive Officer

KAYKO

Crepin Kayisire

Co-founder & Chief Executive Officer

Crepin is the co-founder and CEO of KAYKO, a fintech startup that helps African SMEs to manage their finances and access growth capital.

Damien Pang

Damien Pang

Deputy Chief Fintech Officer

Monetary Authority of Singapore

Damien Pang

Deputy Chief Fintech Officer

Damien is the Deputy Chief FinTech Officer and Executive Director for Data and Technology Architecture at the Monetary Authority of Singapore (MAS). He also concurrently heads the FinTech Ecosystem Office at the MAS. The Data & Technology Architecture Department develops enterprise architecture and platforms for data flows and collaboration, as well as provide engineering technology support for MAS’ digital transformation. Separately, the FinTech Ecosystem Office is responsible for FinTech ecosystem development, including international collaborations as well as skills development. Prior to this role, he led the team at MAS on technology risk management and cyber security policies for the financial sector. Before joining MAS, he was a senior manager in InfoAssurance at the Defence Science and Technology Agency (DSTA), and led the security domain under IDA’s Singapore Government – Technology (ICT) Reference Model (SG-TRM) program for public sector-wide interoperability and standardisation. He was also one of the co-founders for (ISC)2 Singapore Chapter, and the chapter’s vice president until 2014.

Daniel Ahouassa

Daniel Ahouassa

Co-Chief Executive Officer

Weblogy Group

Daniel Ahouassa

Co-Chief Executive Officer

Daniel Ahouassa is a highly accomplished entrepreneur and technology expert from Ivory Coast. He holds a Bachelor of Arts degree in International Management from Moravian College and a Masters in Science of Electronic Commerce from the National University. With a strong passion for technology and entrepreneurship, Daniel co-founded Weblogy, a fintech company based in Côte d'Ivoire. Founded in 1999 while pursuing his Masters in San Diego, California, Weblogy is dedicated to promoting information and communication technology in Africa. The company specializes in marketing, digital communication, and fintech solutions, catering to multinational companies and esteemed institutions such as Western Union, Air France, Orange, the International Monetary Fund (IMF), and the Central Bank of West African States (BCEAO). Since 2012, Weblogy has proudly served as a strategic partner of Google in Africa, demonstrating its commitment to digital innovation. Under Daniel's astute leadership, the company has excelled in providing comprehensive services in e-commerce, mobile application editing, and hosting. Moreover, as the Visa strategic program manager for Visa prepaid cards and financial inclusion in francophone Africa, Daniel oversees the development of the Visa APaym merchant acceptance platform. Daniel Ahouassa's entrepreneurial acumen and technological expertise have garnered him prestigious recognition. He has been honored as one of the Top 50 African Managers of the Year by Francophone African Economia Magazine. In addition to his professional achievements, Daniel actively contributes to the growth of the technology sector in Africa. Through his visionary leadership, Daniel Ahouassa continues to drive digital communication and economic growth in Africa, making a profound impact in the fintech industry and beyond.

Dare Okoudjou

Dare Okoudjou

Founder and Chief Executive Officer

MFS Africa

Dare Okoudjou

Founder and Chief Executive Officer

Dare Okoudjou is the Founder and CEO of MFS Africa, a leading Pan-African fintech company, operating the largest digital payments hub on the continent. MFS Africa connects over 400 million mobile wallets in over 35 African countries to each other and to the world, offering unparalleled reach into the growing African digital consumers. The company’s network of networks also includes 200 000 strong agent network in Nigeria. The company allows merchants, banks, mobile operators, and money transfer companies to take advantage of the unique ubiquity of mobile wallets as a safe, convenient, and cost- effective transaction channel. MFS Africa was named by the international business magazine Fast Company as one of Africa’s Top 10 Most Innovative Companies. Prior to founding MFS Africa, Dare worked at MTN Group, where he developed its mobile payment strategy and led its implementation across 21 countries throughout Africa and the Middle East. He began his career as a management consultant with PricewaterhouseCoopers in Paris. Dare was recently named as one of the Endeavor Entrepreneurs of the Endeavor Network, a leading supporter of high-impact entrepreneurs around the world. He was also selected as one of 13 African founders into the inaugural Foundry Fellowship at MIT. As a fellow he will use his experience and skills to catalyse the next generation of innovation-driven entrepreneurship across the continent. He has an MSc in Telecom Engineering from ENST-Paris and an MBA from INSEAD.

David Lee (1)

Professor David Lee

Chairman & Co-founder

Global Fintech Institute

Professor David Lee

Chairman & Co-founder

David LEE Kuo Chuen is a Professor of Financial Technology and Blockchain at the Singapore University of Social Sciences (SUSS), a Distinguished Professor at Shanghai University of Finance and Economics, an Adjunct Professor at the National University of Singapore (NUS), a Council Member of the British Blockchain Association, and Editor-in-Chief or Deputy Editor-in-Chief of the Journal of Fintech and Annual Review of Fintech. Meanwhile, Professor LEE is also an internationally renowned scholar and industry opinion leader in the field of blockchain, an expert in the development of WEB3 and Artificial Intelligence (AI) application scenarios, the Chairman of the Global FinTech Institute (GFI), a co-founder of the Singapore Blockchain Association, a co-founder of the Blockchain Security Alliance, a CBDC advisor to the Asian Development Bank, Vice Chairman of the Economic Society of Singapore (ESS), a cryptocurrency advisor to the Asian Institute of Digital Finance (AIDF) of NUS, an advisor to the SUSS Node for inclusive FinTech (NiFT), an independent director of several listed companies in Singapore, an angel investor in blockchain, WEB3, inclusive finance and AI innovation, a senior advisor and Investment Committee member of Artichoke Capital which is backed by institutional limited partners, including sovereign wealth funds. Professor LEE previously served as a Senior Advisor to the President of Singapore Management University (SMU), Dean of the Sim Kee Boon Institute for Financial Economic (SKBI) in Singapore, a member of the Research Council of the Monetary Authority of Singapore (MAS), a member of the Technical Advisory Committee of Ping An OneConnect, an independent director of Lu Global in Singapore, and long taught at the Mayor's Class in Singapore. In addition, Professor LEE served as an international consultant to the Distributed Trust Research Project at Stanford University, CEO of listed companies OUE Enterprise and Auric Pacific, a researcher at Harvard University - National University of Singapore (1991-1993), a Fulbright Scholar at Stanford University in 2015, the founder of hedge fund Ferrell Asset Management, and the founder of real estate developer Ferrell Residences.

Desire Kachenje

Desire Kachenje

Grants and Partnerships Manager

Mojaloop Foundation

Desire Kachenje

Grants and Partnerships Manager

Strategy and Innovation and Digital Financial Services Consultant with experience in the development and implementation of strategies; operating models; business valuations and working with financial services providers and enablers to innovate and collaborate for more inclusive financial systems. Currently, working as a Partnerships and Grants Manager for the Mojaloop Foundation responsible for creating and managing relevant partners who can contribute to the growth and development of the Mojaloop Open-Source Software.

Dr Diane Karusisi

Dr Diane Karusisi

Chief Executive Officer

Bank of Kigali PLC

Dr Diane Karusisi

Chief Executive Officer

Dr. Diane Karusisi is the Chief Executive Officer of Bank of Kigali Plc, the largest commercial bank in Rwanda. Under her leadership, Bank of Kigali has gone through an extensive digital transformation journey to position the bank as the leader in digital banking and other innovations. Dr. Diane has also served as the CEO of BK Group where she oversaw the cross-listing at Nairobi Stock Exchange and drove expansion into other business lines such as insurance, investment banking, and FinTech.

Dr. Karusisi is a Seasoned Economist who has held several leadership positions prior to joining Bank of Kigali. She was the Head of Strategy and Policy Unit, and Chief Economist at the office of the President and served as the Director General of the National Institute of Statistics of Rwanda. Dr. Karusisi also worked as a Fixed Income Portfolio Engineer at Credit Suisse in Zurich and taught statistics at the University of Fribourg in Switzerland.

Dr. Karusisi currently serves as a Non-Executive Director on several boards including Rwanda Development Board and the University of Rwanda.

Echeme

Echeme Emole

Founder

Afropolitan

Echeme Emole

Founder

Eche is the co-founder of Afropolitan, a network that connects the best of Africa and the diaspora across art, finance, tech, and media. Afropolitan’s mission is to become the first ever internet country, a concept known as the network state. With over 10 years of experience building communities within the African Diaspora, Eche has a passion for fostering connections and driving progress within the continent.

Prior to Afropolitan, Eche was an executive at Flutterwave Inc., a payment technology company that helps banks and businesses provide secure payment experiences for customers in Africa and around the world. With his expertise and vision, Eche is leading the charge to elevate and support the voices and talents of the Afropolitan network.

Elsadiq Hamour

Elsadiq Hamour

Managing Director, Financial Institutions

Qatar Financial Centre Authority

Elsadiq Hamour

Managing Director, Financial Institutions

ElSadiq Hamour is the Managing Director of Financial Institutions, Financial Sector Office at the QFC Authority, where he is responsible for delivering on QFC's mission of attracting financial and regulated businesses to Qatar through the QFC platform, in line with the Second Financial Strategy and Qatar National Vision 2030. ElSadiq joined the Qatar Financial Centre (QFC) in 2014 as Associate Director for Sales and New Business. He was then promoted to Director of Business Development where he leads a department responsible for defining strategies to promote Qatar and the QFC to local and international firms. In his current capacity, ElSadiq plays a key role in helping to grow the QFC business community, support new market entrants and identify potential markets. Prior to joining the QFC, Sadiq specialized in treasury management for several financial institutions and local banks, including QNB, CBQ and Masraf Al Rayan. In these roles, his responsibilities included managing the treasury departments and product development for liquidity and asset management, foreign exchange, money market derivatives and fixed Income.

Emmanuel Mokobi Aryee

Emmanuel Aryee

Chief Executive Officer

Prudential Africa

Emmanuel Aryee

Chief Executive Officer

Full name with Titles Emmanuel Aryee, Chief Executive Officer of Prudential Africa. Popularly known in the corporate world as Mokobi Academic Qualification Masters in Business Administration with a major in marketing from the University of Ghana, Legon. Kwame Nkrumah University of Science & Technology, Bachelor of Science Honours in Biochemistry Professional Life I am a well-known industry veteran who has worked at Prudential Africa since 2012 in various capacities, with more than 29 years of experience of commercial leadership in Africa. My past experience includes turning around businesses on the African continent, moving Prudential to the number one market position in some of Prudential’s markets, and gaining recognition as an innovative player. Over the years, I have nurtured employees and created room for talent to thrive. I have also worked with Enterprise Life Assurance Company, Divine Seafood, Tema Ghana Standards Board and Noguchie Memorial Institute for Medical Research, Legon. Current Occupation I am an insurer, Chief Executive Officer of Prudential Africa. Professional Qualification Experiences & roles Master in Business Admiration, an Executive Development Programme from the University of Stellenbosch Business School (South Africa), an ACII and Insurance Diploma from Chartered Institute of Insurance.

Current: Chief Executive Officer, Prudential Africa

Previous: Regional Chief Executive Officer, Anglophone Africa- Prudential

Chief Executive Officer, Prudential Ghana

Chief Executive Office, Express Life Ghana

Chief Operations Officer, Enterprise Life Assurance Company, Ghana

Ernest Kayinamura

Ernest Kayinamura

Chairman & Chief Executive Officer

Rwanda Fintech Assocation & Nokanda

Ernest Kayinamura

Chairman & Chief Executive Officer

Mr. Kayinamura is the Founder and CEO of Hexakomb Ltd, a software development and IT Consulting company based in Rwanda. He is a global executive with 20 years of experience in digital transformation. He currently servers as the Chairman of the Rwanda ICT Chamber as well as the Chairman of the Rwanda Fintech Association.  

At Hexakomb, he grew the company to one of the leaders in software development in Rwanda with a list of clients that include government institutions, international organizations, utility companies, and major corporations. In 2020, his company developed the first Made in Rwandan app to receive a #1 ranking on the Google Play store. The popular fintech app Nokanda app streamlines mobile money and other digital financial services. He is also listed as Top Under 40 CEO in Africa. In 2016, he was a finalist for the CNBC Africa Innovator of Year award for his contribution to the IT sector.

Previously he served as Director of ICT for Enel North America, a multinational energy company and one of the world’s leading integrated electricity and gas operators with an annual turnover of 100 billion USD. He was responsible for budgeting, planning, and executing enterprise applications and technology infrastructure investments in the United States and Canada.

Mr. Kayinamura holds an Executive Certificate from the MIT Sloan School of Management, an MBA from the Babson College School of Business and a Bachelor of Science in Management Information Systems from the University of Connecticut.

Esigie Aguele

Esigie Aguele

Co-founder & Chief Executive Officer

QoreID a VerifyMe company

Esigie Aguele

Co-founder & Chief Executive Officer

Esigie Aguele Profile Esigie Aguele, an accomplished Co-Founder and CEO of VerifyMe Nigeria, spearheads QoreID, a company streamlining digital identity verification and unlocking actionable insights through analytics. Through its cutting-edge products, QoreID promotes identity verification, open banking, and financial inclusion in Nigeria. Esigie's extensive expertise as an Enterprise Architect and Business Transformation Specialist spans over 23 years, encompassing the FinTech, Telecoms, and US Federal Government sectors. In 2018, Esigie played a pivotal role as the Principal Architect in designing the Enterprise Architecture for Nigeria's Social Investment Programmes, facilitating transparent, digital-first frameworks for effective program management and governance. This crucial project was supervised by Nigeria's Vice President and the National Social Investment Office (NSIO), with funding from the Bill and Melinda Gates Foundation. Prior to his tenure at VerifyMe, Esigie excelled as a Portfolio Manager at ManTech International Corporation, where he delivered advanced, mission-focused solutions to the US federal government. As a Senior Management member, he reported directly to the Chief Operating Officer and was responsible for leading the Enterprise Architecture portfolio across ManTech's business units. Notably, in 2013, Esigie successfully developed and implemented the Veterans Affairs Technical Reference Model (TRM) architecture and platform, which now manages the technology roadmap for the $140 billion agency. In 2017, he spearheaded the Collaborative Terminology Telco (CTT) initiative, enhancing medical data interoperability between the Veterans Affairs, Department of Defense, and private sector organizations. Esigie's career trajectory began at EcTel, where he served as a Systems Engineer, focusing on revenue assurance applications for real-time monitoring to ensure high-quality, fraud-resistant services across telecom networks. During his time at EcTel, he supported prominent carriers such as Sprint Telecom and Swiss Comm in Switzerland. Subsequently, he joined ORCC (now ACI World) as an Implementation Manager. At ACI World, Esigie was instrumental in the development of online banking and payment service products that propelled remote banking in the United States. He was also a key contributor to the team that launched the first instant account opening financial products in 2003. Esigie earned his B.Sc. in Electrical Engineering from Howard University in Washington DC. His professional certifications include Enterprise Architect (University of California), Project Management Professional, and LEAN Six Sigma Certified Professional. Esigie's leadership skills were evident during his time at Howard University, where he served as President of the African Students Union in 1998 and Chief of Staff for the Howard University Student Union in 1999.

Esselina Macome (1)

Professor Esselina Macome

Chief Executive Officer

Financial Sector Deepening Moçambique (FSDMoç)

Professor Esselina Macome

Chief Executive Officer

Esselina Macome is an Associate Professor at the Eduardo Mondlane University. She holds a Doctoral Degree (PhD), in Information Technologies from the University of Pretoria, in South Africa; she also has a Master's Degree (MSc) in  Analysis, Design and Management of Information Systems from the London School of Economics, and Political Science from the University of London. Dr Macome holds a Licentiate in Teaching of Mathematics from the Paedagogische Hochshule Dresden- Germany. In 2016, she concluded an international certification in Leadership for Financial Inclusion offered by the Fletcher School. She also successfully completed courses on Digital Money, Leading Markets: A Global Tour,  Leading for Frontiers,  Bitcoin: Back to the Future,  Gender, Regulating Fintechs, Humanitarian Payment and Product Management all offered by the Digital Frontiers Institute in partnership with the Fletcher School as part of the certified digital finance practitioner 3-year program. In 2018-2019 she participated in the Africa Board Fellowship programme organised by the centre of Financial Inclusion Accion. She also participated in a course on Strategic Leadership in Inclusive Finance offered by Harvard Business School in April 2019.  In March 2022, she successfully completed a course related to leadership on gender equality for organisational transformation offered by DFI.

Dr Macome joined the Central Bank of Mozambique in 2005 as Executive Director and Member of the Board, a position that she held until 2015. Presently, besides academic activity, she's also Chief Executive Officer at the FSDMOç (Financial Sector Deepening Moçambique), and since December 2022 she has been the chairperson of  Standard Bank.  

Her areas of interest include the usage of Information Communication Technology for development and financial inclusion with more focus on digital financial services (DFS), green finance and Gender related issues.

Esther Kunda

Esther Kunda

Director General, Innovation & Emerging Technologies

Ministry of ICT & Innovation, Rwanda

Esther Kunda

Director General, Innovation & Emerging Technologies

Eugene Goh

Eugene Goh

Deputy Director

Monetary Authority of Singapore

Eugene Goh

Deputy Director

Eugene Goh is a Deputy Director in the FinTech & Innovation Group, Monetary Authority of Singapore.  With more than fifteen years experience in a variety of roles in payments, policy and strategy formulation, data analytics, supervision, legislation crafting, and FinTech, Eugene brings a broad-based yet hands-on style to the Government and Private Sector committees he is involved in.  Eugene had led a number of key national development programs, including the Singapore Quick Response Code and is currently working with international stakeholders in fostering global platforms to aid intelligence connectivity between Small and Medium Sized Enterprises and financial services.  Eugene is a Certified Public Account (Australia).
Evelyn Kaingu

Evelyn Kaingu

Chief Executive Officer

Lupiya

Evelyn Kaingu

Chief Executive Officer

Evelyn Kaingu is an accomplished economist with broad expertise in financial services and technology. With unsurpassed critical thinking, strategic planning, and interpersonal skills, she is adept at cultivating productive industry relationships to advance the understanding of economic impact and future actions. Evelyn has a solid background and interest in providing accessible fintech, serving marginalized communities, and remote locations.

Evelyn Kaingu started Lupiya in 2016 with just USD500 after failing in her trading business due to lack of access to capital. Rather than being disheartened she was inspired to solve the problem by creating a business that evens the odds of access to capital in Africa. This was after she realized that 65% of the adult population (70% of which are women) in Africa lack access to capital, causing over 1 million small businesses to shut down every year.

As the co-founder and CEO of Lupiya in Zambia, Evelyn raised an impressive investment of USD 5 million and grew the business to serve over 16,000 marginalized customers. Her extensive knowledge of economics was leveraged to create a functional digital financing model for marginalized women, making financial services accessible to those who need it the most.

Evelyn's experience as a data consultant at the World Bank and as a finance and admin manager at the SPAR retail group provided her with expertise in economic analysis, project management, financial reporting, and team leadership. 

Evelyn holds a Bachelor of Arts in Economics from the University of Cavendish in Lusaka, Zambia. Her dissertation on the impact of cross border trading on small businesses was among the top in her class.

Evelyn has been honored with several awards, including being selected for the Enygma Fund 1st Cohort, where Lupiya was one of the 11 businesses out of 900 across Africa to receive a $1m investment. She has also been a speaker and exhibitor at the Botswana Innovation Summit and the Afro-Asia Fintech Festival, and was the first runner up in the GIST Catalyst Global Pitch Competition from a total of 3000 applicants. Evelyn Kaingu is an Alumni of the prestigious Google Black Founders Fund.

Evelyn Kaingu is an alumna of the following US State Department programs: WECREATE, Academy for Women Entrepreneurs (AWE) and the Global Entrepreneurship Summit

Fadilah Tchoumba

Fadilah Tchoumba

Secretary General

ABAN

Fadilah Tchoumba

Secretary General

Fadilah Tchoumba is the Secretary-General of ABAN and the fund manager for Catalytic Africa, a matching fund for early stage startups in Africa. Before joining ABAN, Fadilah managed investment portfolios on behalf of early stage investors and institutional investors with interests in Africa. She has worked as the Director of Business and Innovation across Africa for the Royal Commonwealth Society, one of the primary organs the of the Commonwealth where she steered and led the creation of innovative projects that aligned to the values of the Commonwealth. Fadilah is a founding member and senior analyst at Amzill, a data collection and analysis firm. Fadilah has brought depth and knowledge to analysis of industry specific trends across the African continent. Her contribution ranges from understanding the socio-cultural and economic dynamics of African SMEs to sharia-compliant financial inclusion. She has been instrumental in the development of tech-driven early stage matching fund solution for innovative startups for the African market which has made her a leader in this niche of alternative asset classes. She is passionate about innovation and sustainability in Africa’s entrepreneurial ecosystem and continues to champion early stage investing, cross-border co-investments, capacity building, and policy advocacy as key catalysts for the success of early-stage investing in Africa. Fadilah is on the advisory board of ENRICH in Africa.

Fadilah holds a BA in Economics and Philosophy from Connecticut College. She studied International Commerce and Trade at Georgetown University and a Master’s degree from the London School of Economics. 

Farai Gundan

Farai Gundan

Co-founder & Chief Executive Officer

Abantufy

Farai Gundan

Co-founder & Chief Executive Officer

Farai Gundan, M.B.A, M.P.A, is currently co-founder of Abantufy, a FinTech start-up focused on emerging markets. Ms. Gundan served as Chief Financial Officer for Novusterra Inc. Prior to joining Novusterra, she served as Managing Partner for Ivyard, a communications and strategy advisory.

She earned her Masters in Public Administration from Harvard Kennedy School of Government and her Masters in Business Administration from Florida A & M University. Ms. Gundan is an Edward S. Mason Fellow at the Harvard Kennedy School of Government. She is also a prolific writer and has covered emerging markets, particularly Africa extensively for Forbes and Essence.  She has written for CNN, covering the continent of Africa as well. Ms. Gundan was named a Young Global Leader by the World Economic Forum and is a Dangote Fellow and is the recipient of the Temple University, "Emerging African Leader" Award. Ms. Gundan serves on the board of advisors for the Harvard Africa Policy Journal and is the Africa Zone Chair for the Alumnae Network of Harvard Women. 

Hon. Felix Mutati

Felix Mutati

Minister of Technology and Science

Republic of Zambia

Felix Mutati

Minister of Technology and Science

Felix Mutati is a seasoned politician and governance expert having served in various ministerial positions including Minister of Finance, Minister of Commerce, Trade and Industry, Minister of Works and Supply, Minister of Energy and Water Development and currently Minister of Technology and Science. Mr Mutati in his current role is fostering rapid digital transformation through the inclusive digital transformation strategy and Private Public Partnerships.

Gaisie Dorgeles Yao

Gaisie Dorgeles Yao

Investment Manager

Fund for Export Development in Africa (FEDA)

Gaisie Dorgeles Yao

Investment Manager

Gaisie Yao has ten years of experience in Private Equity and M&A – both on African and international deals. Prior to joining FEDA, Yao worked at Emerging Capital Partners, a leading Private Equity firm in Africa, where he focused on investment in Energy, Education, and the Banking sector. Gaisie also has M&A experience with both Oddo BHF and Wagram Corporate Finance, two French M&A boutiques based in Paris. Gaisie holds an MSc in Finance from EMLYON Business School (France) and a Master’s degree in Civil Engineering from Polytechnic National Institute (Côte d’Ivoire).

Gani Uzbekov

Gani Uzbekov

Founder & Chief Executive Officer

S1LKPAY

Gani Uzbekov

Founder & Chief Executive Officer

Mr. Uzbekov has over twenty years of experience in finance and international development. After winning two consecutive scholarships and graduating from the London School of Economics in 2000 and Harvard University's Kennedy School of Government in 2003, Mr. Uzbekov was appointed Deputy Minister of Finance. In 2006 – 2008 Mr. Uzbekov served as Deputy Chairman of Kazakhstan's Kazakh Agency on Regulation and Supervision of the Financial Market and Financial Organizations (FSA). Prior joining the private sector, Mr. Uzbekov has been serving as the Deputy Chairman of Kazyna, Kazakh Sovereign Wealth Fund. During his term as the Deputy Minister of Finance, he served as Kazakhstan's Alternate Governor on the Board of Governors of the World Bank, IMF, EBRD, Asian Development Bank and Islamic Development Bank. Mr. Uzbekov was selected for the World Bank’s Young Professionals Program (2003) and World Economic Forum’s Global Leadership Program (2005). Prior to assuming his role as the CEO of Capital Bank Kazakhstan, Mr. Uzbekov served as DCEO at KazInvestBank and as DCEO/CRO at HSBC Bank Kazakhstan. There, among other responsibilities, he carried out corporate business development, risks assessment, and global networking functions. Under his management, Capital Bank has significantly increased the Bank’s assets and expanded its profile on the Kazakhstani market. Gani Uzbekov has also built and launched an industry disrupting concept and services. Concept – B1NK used alternative media to gain customers and it was the first to launch a fully functional messenger banking in the CIS region. B1NK was nominated and awarded numerous awards in the fintech industry. Mr. Uzbekov has now built S1LKPAY. S1LKPAY is a simple way to manage all your money in one place with the power of digital cards, which can be instantly added to Apple Pay, Samsung Pay or to its own digital wallet, S1LK Pay (any android phone). With our easy-to-use app, you can create and send digital cards on demand with your existing balance —giving you better control, transparency, and efficiency. S1LKPAY is a NEOBANK with its own payment’s processor focused on prepaid cards, acquiring, issuance and payments. Backed by Mastercard Principal Membership, they are now expanding into Central Asia, Middle East, Africa and SEA.

ike_eze

Ike Eze

Managing Partner

Beta.Ventures

Ike Eze

Managing Partner

Mr. Ike Eze has significant experience in investing, financial technology, telecommunications, consulting, engineering and start-ups. He is a general partner at Beta.Ventures, an early-stage US-registered venture capital fund investing in technology and technology-enabled start-ups pursuing opportunities in Africa.

He previously founded three Silicon Valley-based technology start-ups (two fintechs and one gaming), where he led the concept formulation, product development, capital raise, recruiting and exit of all three companies. Additionally, Mr. Eze has held engineering roles at Bechtel (California) and AT&T (California), a consulting role at Boston Consulting Group (BCG, New York), and served as executive director of strategy and mobile money at eTranzact (Lagos). He sits on the boards of various portfolio companies and serves as an independent director to several others.

Mr. Eze holds an MBA in Finance and Strategic Management from The Wharton School at the University of Pennsylvania, and is a graduate (Oseberg Scholar, Chevron Scholar and Pacific Telesis Scholar) of San Francisco State University with a degree in Mechanical Engineering.

Innocent_Kawooya

Innocent Kawooya

Chief Executive Officer

HiPipo

Innocent Kawooya

Chief Executive Officer

Innocent Kawooya is co-founder and CEO of HiPipo. Founded in 2005, HiPipo is an established champion of digital and financial inclusion. The company is known for championing digital innovation and Instant, Inclusive Payment Systems (IIPS) across Africa under the HiPipo Include Everyone Program.

He is a FinTech & financial inclusion specialist, a women empowerment advocate, Internet entrepreneur, Computer programmer, film producer, humanitarian & entertainment executive. He stood as Kampala City Lord mayoral candidate in 2021.

He was awarded CEO of the Year 2021-2022 by TIG Network Afrika. In 2023, he was voted by the  Mojaloop Community Council as Co-Chair for the second time in three years. In October 2022, HiPipo was crowned among the world’s Top 20 companies escalating innovation in the digital financial services market by the Global Business Leaders Magazine. HiPipo was also awarded the Best Financial Inclusion Organization in East Africa at the FinTech Awards 2022 by Wealth & Finance International. #MadeOfGOD!

Innocent Muhizi

Innocent Muhizi

Chief Executive Officer

Rwanda Information Society Authority (RISA)

Innocent Muhizi

Chief Executive Officer

Iris Du

Iris Du

Head of Africa

Binance

Iris Du

Head of Africa

Iris Du is the head of Binance Africa and she has been working in Binance for 5 years, helped Binance creating the charity foundation, building the foundation from zero to one and then transferred to Binance first fiat exchange platform in Uganda and then covering the whole Africa business for Binance on commercial side. Prior to Binance, she was chief operation officer for Made in Africa Initiative which is a NGO supported by UNDP and specialized in high-end business platform to facilitate African economic and infrastructure cooperation with extensive experience running business in more than 5 African countries. Also she has 5 years of international trade and business experience from a world fortune top 500 company. and She is Forbes 30 Under 30 honoree.

Israel_Bimpe

Israel Bimpe

Chief Executive Officer

Irembo

Israel Bimpe

Chief Executive Officer

Israel Bimpe is the CEO of Irembo and previously served on its Board of Directors. Before Irembo, Israel was Director of Africa Go-To-Market at Zipline. He led the expansion of Zipline across the continent and, prior to joining the Africa team, held various leadership roles across the company, including partnerships, operations, and national implementations.

Iyinoluwa

Iyinoluwa Aboyeji

Founding Partner & Chief Executive Officer

Funds for Africa's Future (Future Africa)

Iyinoluwa Aboyeji

Founding Partner & Chief Executive Officer

Iyinoluwa Aboyeji is an investor and entrepreneur in the public interest. He is passionate about partnering with mission driven innovators and investors building an African future where prosperity and purpose is within everyone’s reach. He is currently the CEO and General Partner of The Funds for Africa’s Future an early-stage venture capital firm with a portfolio of over 100 companies collectively worth over $6 billion dollars.

Prior to founding the Fund, he was the founding CEO of Flutterwave, a billion-dollar global payments platform connecting African businesses and individuals to the global economy. Flutterwave is currently Africa’s most valuable startup processing payments of over $1billion dollars in payments every month and backed by global investors like Y Combinator, Greycroft, Mastercard, Visa and Tiger Global amongst others. He was also the co-founder of Andela, a billion-dollar business which matches Africa’s top engineering talent to global technology companies. Andela is also backed by top global investors like Spark Capital, Google Ventures, Chan Zuckerberg Initiative and Softbank amongst others.

Jack Lin

Jack Lin

President

MioTech

Jack Lin

President

Jack Lin is the President of MioTech. He has more than 20 years of experience in asset management. Prior to joining MioTech, he was a Managing Director and the President of the Asia Pacific at MSCI, and sat on the MSCI Global Management Committee. Before MSCI, he was the Head of Asia Pacific, Middle East and Africa at European asset manager Amundi and a member of the Global Management Committee of Pioneer Investments prior to Amundi's acquisition of Pioneer Investments. Lin also worked in Janus Capital Group as Managing Director of Asia Pacific and Global Co-CEO. In 2003, he represented investment firm Franklin Templeton to establish a joint venture with Sealand Securities in China and helped strengthen the firm's business operations across China, Japan, Vietnam, and South Korea. Lin holds a Juris Doctor and MBA degree from UCLA.

Jacklyne Iminza-Anyamba

Jacklyne Iminza-Anyamba

Interim Chief Executive Officer & Chief Operating Officer

EAVCA

Jacklyne Iminza-Anyamba

Interim Chief Executive Officer & Chief Operating Officer

Jacklyne is an Operations Management professional with seasoned experience in strategic business and operational planning, leadership- building, corporate governance, development and implementation of human resource and operational policies, and capacity building training. In her role, Jacklyne is responsible for promoting partnerships between capital allocators and businesses in East Africa by creating linkages within the private capital ecosystem. She specialises in both human and capital mobilisation.

Jacqueline Brondberg Aby

Jacqueline Brondberg Aby

Founder & Chief Executive Officer

MagmaTech

Jacqueline Brondberg Aby

Founder & Chief Executive Officer

Jacqueline Brondberg Aby is a Danish/Ivorian entrepreneur, who moved to Abidjan, Côte d’Ivoire in 2018 to develop a Money Transfer service she had worked for in London since 2013. Taking ATLMoney Transfer from 3 payout partners in Africa, to expand their payout network to over 700 locations in West Africa, with a year on year increase in volume of over 50%. Prior to this Jacqueline founded the first babysitting on-demand service in London, with a live booking and payment system. She excited Day&Night Sitters to pursue the opportunity to eventually move to Africa The MAGMA adventure begins in May 2021. Identifying a need and opportunity to be part of the rapidly growing fintech/remittance industry in Africa and eager to bring her knowledge acquired around the world, accumulating 15+ years working and living abroad, including missions in Dominica, London and France to the service of Ivorians and Africa. MagmaTech was founded to streamline the support and payout services for the benefit of money transfer operators and partners operating in the field of digital money transfer and payments. Magma focuses on West and Central Africa, as a service to bring financial inclusion to the proximity of the users.

James Ivan Ssettimba

James Ivan Ssettimba

Head, Africa Regional Office

Alliance for Financial Inclusion

James Ivan Ssettimba

Head, Africa Regional Office

James Ivan Ssettimba is Head, Africa Regional Office at Alliance for Financial Inclusion (AFI). He leads the delivery of AFI services to members in the region, integrating dialogues on policy content among members in the region, and leveraging proven knowledge from the region to the global network; taking due consideration of the financial inclusion policies that address pressing needs of the members in the region. James provides strategic advice for in-country implementation of financial inclusion policies and regulatory solutions relevant to the members in the region and supports the development of knowledge products that are pertinent to the region. He is a financial sector specialist with 18 years’ experience, with extensive practical knowledge in payment systems, digital financial services, policy formulation relating to financial inclusion, regulation and supervision of mobile money services, oversight and operation of payment systems and design and implementation of financial inclusion initiatives. He has previously worked with the Bank of Uganda as Deputy Director, Financial

Jean Bosco Iyacu

Jean Bosco Iyacu

Chief Executive Officer

Access to Finance Rwanda

Jean Bosco Iyacu

Chief Executive Officer

Mr. Jean Bosco Iyacu is the Chief Executive Officer of Access to Finance Rwanda (AFR), a Not for Profit Company promoting Financial Inclusion and Financial Sector Development in Rwanda. He has over 15 years’ practical experience in the Rwandan financial sector and development finance. Prior to becoming the AFR’s CEO in February 2021, he was the Director of Programs of AFR for 7 years and has successfully led the design of AFR’s strategic plans for the periods 2016-2020 and 2021-2025. He has also been instrumental in the design and implementation of a diverse range of financial inclusion and financial sector development programs across Rwanda and East Africa. Before joining AFR, He was the Chief Executive Officer of the Rwanda Business Development Center (RBDC), an entrepreneurship and business incubation facility. He also served in various leadership capacities in some of the Africa’s leading Financial Institutions such as KCB Bank Ltd where he was the Regional Business Manager and Head of Retail and SME Banking. He holds a Master’s Degree in Economics from the University of Witwatersrand, South Africa. He is a Certified Expert in MSME Financing and Inclusive Insurance from the Frankfurt School of Finance and Management and a Certified Expert in Digital Money from the Digital Frontiers Institute. He has also attended the Harvard Kennedy School’s Executive Education on Rethinking Financial Inclusion in 2018.

Jean Claude Gaga

Jean Claude Gaga

Managing Director

Airtel Mobile Commerce

Jean Claude Gaga

Managing Director

Jean Claude Gaga leads Airtel’s MFS and Fintech arm – Airtel Mobile Commerce as Managing Director since January 2022. Prior to joining Airtel he was the Commercial Director at Equity Bank Rwanda where he delivered innovation in retail digital payments launching Fast Fasta – a merchant payment solution - disrupting a previously MNO (Mobile Network Operators) dominated space. This boosted non funded income for the bank. He served as CEO (Chief Executive Officer) at RSwitch, Rwanda’s national electronic payment processor, delivering payment interoperability and transaction processing services to banks and other financial institutions. He steered the company through its first EMV certification as a third-party processor for key international card schemes such as Visa and China Union Pay among others. He led RSwitch through several certifications for PCIDSS compliance ensuring the highest security standards for partners in the financial services sector. A digital payments enthusiast with over 13yrs experience, he pioneered Mobile Financial Services in Rwanda with the launch of the very first mobile money service with MTN Rwanda. Jean Claude is also a frequent conference speaker and has participated in major events around payments, mobile finance and fintech.

Jeremy Tan (1)

Jeremy Tan

Chief Executive Officer

Liquid Group

Jeremy Tan

Chief Executive Officer

Jeremy is the founder and CEO of Liquid Group Pte Ltd, a cross border digital payment company headquartered in Singapore, with presence across the Asia-Pacific. He has been involved in payment ventures for over twenty years and is currently a member of Singapore’s Payments Council and serves as a Co-opted Councillor in SGTech. Jeremy is also Singapore Representative to the East Asia Business Council (EBAC) and Malaysian Singapore Business Council (MSBC). From 2009 to 2017, Jeremy was on the Board of Infocomm Investments Pte Ltd (now SGInnovate) and from 2009 to 2013, he served on the Board of the Infocomm Development Authority of Singapore (IDA), where he also served on the Investment Committee. Jeremy holds a Master of Science (Comparative Politics) from the London School of Economics, and a Bachelor of Engineering from King’s College London.

Jil-Alexandre Ndia

Jil-Alexandre N'dia

Chief Executive Officer

Weblogy - APAYM

Jil-Alexandre N'dia

Chief Executive Officer

Jil-Alexandre N'DIA is the CEO and co-founder of Weblogy, a pioneer and leader in digital marketing and community information systems in Francophone Africa. In 25 years of existence, Daniel AHOUASSA, the co-founder, and Jil-Alexandre N'DIA have strategically led the startup's growth. Present on 4 continents, with Abidjan.net and its network of WAEMU country sites, AfriqueFemme.com, and JobAfrique.com, they have attracted over six million unique daily visitors since 2012. In 2016, Weblogy innovated with electronic payment systems in Sub-Saharan Africa by launching its first Abidjan.net Prepaid Visa Card. This new product allowed the company to position itself as the first prepaid card program manager Fintech in Francophone West Africa in September 2020. Weblogy signed a strategic partnership with Visa and thus proposed a state-of-the-art mobile super app called Visa APaym. This allows the dematerialization of all Visa cards and thus facilitates contactless payment. This application, the first in UEMOA, has been awarded the PCI-DSS Level 1 certification for the third consecutive year since September 10, 2020. The development of this application, its value-added services, and the volume of reloading and transactions of its prepaid Visa cards enabled it to obtain the status of the best Fintech of the year 2021 and the status of Best innovation Technology Finetch in 2023 in Francophone Africa by the region's largest processor, GTP and Visa. It then innovated with the virtual Visa card, the Visa business card, and the Visa platinum card, the first in francophone Africa. In January 2021, Weblogy launched APaym Pro, its acquisition platform that allows all businesses or simple entrepreneurs to get paid easily by all means of payment existing on the market such as mobile Money, Visa, Mastercard, and Visa QR code. Since November 2018, Weblogy is also the Program Manager for the VTC service application Yango, which currently holds a fleet of more than 10,000 vehicles. This proximity to taxi drivers solves the problem of banking for taxi drivers in Côte d'Ivoire. Jil-Alexandre N'DIA is the winner of the Young Entrepreneurship Excellence Award from the President of the Republic in 2013 and 2nd in the Excellence Award for Communication Development in 2019. He is: Officer of the Order of Merit of Posts and Telecommunications, Officer in the Ivorian Merit Order Officer of the National Order of Côte d'Ivoire. Jil-Alexandre N'DIA holds a degree in Information Systems Management from Indiana University, Kelly School of Business in the United States and was admitted in 2020 to the Stanford Seed transformation program at the Stanford Graduate School of Business. President of the NGO "J’aime Jacqueville" for financial inclusion and Vice-President of the Kaydan Foundation for the promotion of entrepreneurship, the co-founder of Weblogy is socially engaged. In January 2022, a book written by Venance KONAN and Faustin EHOUMAN, prefaced by Tidjane THIAM, titled "Abidjan.net, A Story of the Future" was released in bookstores and became a bestseller just on pre-order.

Joado_Gaspar

Joao Gaspar

President

Mozambique Fintech Association

Joao Gaspar

President

João has a degree in Electronic Engineering and Telecommunications from the Higher Institute of Engineering in Lisbon, a Certified Digital Partitioner Professional degree from Digital Frontiers Institute certified by The Fletcher School - Tufts University, Boston, and several specialization courses in technology and business leadership, namely in ​​Digital Financial Services. 

He has over 35 years of experience in the design, implementation, and management of business and services in the sectors of telecommunications, information systems, digital banking, and electronic payments. He worked for 16 years in SIBS - the Portuguese interbank switch, as director of the systems department and 8 years for Portugal Telecom as Head of Outsourcing Business for the banking sector.

Since 2009 João has been a consultant for digital financial services and payment systems in the African continent where he developed several projects and worked with organizations including Bank Nacional de Angola, Banco de Moçambique, FSDmoç, Boston Consulting Group, WorldBank, and Finance for Impact.

João is currently CEO and founder of Paytek-Africa, a licensed Fintech PSP, chairman of the Mozambique FinTech Association, and executive board member of the Alliance of Digital Finance Associations. He is also a member of the Digital Financial Services working group of the National Financial Inclusion Strategy Committee and DFI’s COP facilitator for Mozambique.

Dr Jochen Biedermann

Dr Jochen Biedermann

Managing Director

World Alliance of International Financial Centers (WAIFC)

Dr Jochen Biedermann

Managing Director

Since 2018, Jochen Biedermann has served as Managing Director of the World Alliance of International Financial Centers (WAIFC), an international non-profit association registered in Belgium, representing 27 leading international financial centers across five continents. WAIFC members are government agencies, associations, and similar institutions developing and promoting their financial centers. WAIFC facilitates cooperation between its members, exchanging best practices and communication with the general public.

Also, Jochen is the Managing Partner of FinTech Consult, a network of FinTech experts in Asia, Europe, and Africa supporting FinTechs in raising capital and expanding globally.

He serves as an expert at the Sino-German Center for Finance and Economics in Frankfurt, backed by the central banks, government institutions, and leading universities in China and Germany. He is also a Fellow of the Think Tank of the Asian Financial Cooperation Association, based in Beijing.

Jochen is a long-standing advisor at Frankfurt Main Finance, the Frankfurt financial center initiative. Furthermore, he is a mentor at OneEleven in Toronto, the Plug and Play Tech Center, and the Accelerator Frankfurt. Jochen is a board member of several FinTech and Blockchain companies. Finally, he is a working group member of the new DIFC Digital Economy Court in Dubai. 

Jochen holds a diploma in mathematics & computer science from the University of Goettingen and a Ph.D. in mathematics from the University of Cottbus, Germany. 

Joris Cyizere

Joris Cyizere

Managing Director

Rwanda Centre for the 4th Industrial Revolution

Joris Cyizere

Managing Director

Joris Cyizere is the Strategy Lead and Acting Managing Director at the Rwanda Centre for the Fourth Industrial Revolution where he is in charge of setting and overseeing implementation of the Centre's strategic priorities, including a portfolio of policy and innovation initiatives. Joris is very excited about the transformative opportunities that 4th Industrial Revolution technologies like Artificial Intelligence can bring to Rwanda and Africa at large, and is very thrilled to be playing a role in unlocking these opportunities. Prior to C4IR, he was a strategy and technology consultant, helping advise clients on growth strategy, operational excellence and digital innovation.

José Samo Gudo

José Samo Gudo

Chief Executive Officer

Roscas Financial Services

José Samo Gudo

Chief Executive Officer

José Samo Gudo is the Founder and CEO of Tablu Tecnologias, a company focused on the development of digital solutions for emerging markets.

Responsible for the development ROSCAS the largest platform used to digitize savings groups in Mozambique with more than 130,000 active members, as well as MoDI an award-winning open banking solution.

He is also a founding member of Fintech.MZ (Association of FinTech’s of Mozambique) and serves as Vice-President of Studies, Projects, Regulation, and Financing.

José led the implementation of the digital onboarding process for SIM registration pioneered by Vodacom Mozambique's while leading its Subscriber Provisioning and Administration department, where he managed the operations that allowed for more that 30,000 daily subscribers to be onboarded. 

He also led the Business Development and Products/Services teams for Vodafone M-Pesa Mozambique, where led the first interoperability project between a Bank and a Mobile Wallet in the country.

José holds a degree in Computer Science and IT Engineering from the Higher Institute of Science and Technology of Mozambique (ISCTEM), as well as a Master degree in Innovation and Entrepreneurship from the French University HEC Paris.

He also holds many certificates from the Digital Frontiers Institute such as markets marketing in emerging markets, leading digital money markets, mobile money operations, digital identity, digital money, cybersecurity, and others.

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Joseph Joshy C J

Chief Technology Officer

International Financial Services Centres Authority (IFSCA)

Joseph Joshy C J

Chief Technology Officer

Joseph Joshy is the Chief Technology Officer at International Financial Services Centres Authority (IFSCA), a unified financial sector regulator for IFSCs established as a statutory authority by the Government of India. He is a Senior Technology Leader driving FinTech, Supervisory Technology (SupTech) and other strategic initiatives including contributing to the FinTech Agenda at India UK Financial Partnership, India US Financial Regulatory Dialogue, India - Japan Macroeconomic Policy Dialogue, Global Financial Innovation Network (GFIN), Inter Regulatory Technical Group (IRTG) on FinTech under the Financial Stability and Development Council - SubCommittee (FSDC - SC), FinTech bridges with Overseas Regulators [like Monetary Authority of Singapore (MAS)] among others. He is the architect of the unique FinTech Entity Regulatory Framework which provides regulatory authorization to FinTechs and TechFins at GIFT IFSC.

Prior to this stint, he was part of the Management team (Sr Vice President and Vertical Head) that co-founded Reserve Bank Information Technology (ReBIT), the IT Subsidiary of Reserve Bank of India, India’s Central Bank. Joshy had worked on RBI’s Technology Vision with the Information Technology Sub-Committee of the Central Board of the RBI. He was associated with numerous Technology Projects and Initiatives for the Reserve Bank of India across 25+ Departments spanning across Inspection, Supervision, Enforcement, Risk Monitoring, Currency Management, Foreign Exchange, Consumer Education and Protection among others. He was member of more than 20+ Technical Advisory Groups, Committees and SubCommittees at Reserve Bank of India. 

He is an experienced professional with more than 2+ decades in technology, consulting and delivering transformational technology projects for Government/Regulators and Fortune 100 clients with stints in the US, Canada and Mexico. During his tenure with a Tier-1 IT MNC, he had managed a portfolio size of more than 100+ MUSD with 450+ team size across different time zones and geographies spread across US, UK, LATAM (Mexico, Brazil, Argentina, Chile, Costa Rica, El Salvador, Guatemala, Honduras and Nicaragua), Philippines, China and India. He was also involved with the Start-up Ecosystem and has experience in setting up a Technology Business Incubator as its CEO.

Kiiru Muhoya

Kiiru Muhoya

Chief Executive Officer

Fingo Africa

Kiiru Muhoya

Chief Executive Officer

CEO/Co-founder of Fingo Africa, YC S21 favourite company.

PPE University of Warwick

Raised 4 million dollar seed round