As regional trade and economic activity expand across Africa, the need for comprehensive insurance solutions is growing. Businesses of all sizes require robust risk protection, yet the insurance sector remains fragmented, with low penetration, limited digital integration, and regulatory inconsistencies. Insurers face increasing pressure to modernize underwriting, enhance risk assessment, and develop innovative products. However, domestic markets remain largely disconnected, and cross-border solutions are underdeveloped, creating protection gaps for businesses and individuals. This panel will explore innovative efforts by public and private sector entities across Africa, identify key measures to enhance accessibility, and discuss next steps for greater collaboration among insurers, regulators, and technology providers
