Clara B. Arthur

Clara B. Arthur is the Chief Executive Officer of Ghana Interbank Payment and Settlement Systems (GhIPSS). She brings over 20 years of experience across banking, fintech, and national payment infrastructure. As CEO, she leads Ghanaʼs national payment system infrastructure, overseeing initiatives that strengthen interoperability, expand digital payment adoption, and advance financial inclusion. Prior to her appointment as CEO, she worked as a digital financial services consultant with global development institutions, including CGAP and the United Nations Capital Development Fund (UNCDF), advising on payment market infrastructure, regulatory frameworks, and remittance-linked inclusion strategies. Clara previously served as General Manager for Projects and Business Development at GhIPSS from 2015 to 2019. In that role, she led the implementation of key national payment initiatives, including GhIPSS Instant Pay (GIP), the gh-link domestic card scheme EMV migration, Ghanaʼs mobile money interoperability platform and the expansion of the e-zwich agent network. Earlier in her career, she held senior leadership positions at Fidelity Bank Ghana and at eProcess International, the technology subsidiary of Ecobank Group, where she led digital banking projects, card system deployments, and regional switch integrations across multiple African markets.

Clara holds an MSc in Finance and Administration from the University of West London (UK) and a BA in Law and History from Kwame Nkrumah University of Science and Technology (Ghana). She has been recognized among the Top 100 Women in Fintech in Africa.