Practical Strategies for Sustainable MSME Financing Powered by Q-Lana

In the presentation, we will explore how financial institutions can truly bridge the MSME financing gap by focusing on actionable, long-term strategies—beyond buzzwords and quick fixes. Drawing on our extensive experience in MSME financing and emerging markets, we will discuss practical steps such as structured data collection, local risk appetite frameworks, customer-centric business models, effective risk-sharing platforms, and comprehensive training programs. The goal is to showcase why success hinges on intelligent loan management, from initial client acquisition to ongoing monitoring and collection, and how sustainable MSME financing requires both collaborative and data-driven approaches.
 
This transformative approach to MSME lending is fully incorporated in the offerings of the Q-Lana, a Financial Technology company based in the US and Rwanda and a member of the KIFC. Q-Lana’s Loan Management System, a versatile, knowledge-based platform designed to handle various asset types and automate end-to-end lending workflows. By embedding open banking principles, thorough risk assessment, and digital transformation features into every stage of the credit process, Q-Lana supports financial institutions in steering their portfolios more effectively.
 
Leading this presentation is Christian Ruehmer, an accomplished professional with 35 years’ experience across several international financial institution and asset managers. Christian has advised over 100 financial institutions and organization in risk management and SME Lending. As CEO and Founding Partner of Q-Lana, Christian demonstrates how technology, risk management, and a client-focused mindset can converge to propel financial institutions toward truly impactful lending.