National instant payment systems only deliver inclusion if smaller institutions can meaningfully participate. This session explores technical connection models, tiered participation frameworks, and commercial structures that enable SACCOs, fintechs, and smaller financial service providers to connect without prohibitive cost. The focus is on avoiding concentration and ensuring competitive, open access.
Panel Discussion: Access Without Exclusion: Integrating SACCOs, Fintechs, and Smaller FSPs into IIPS
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Speakers
Chief Executive Officer, Ghana Association of Savings & Loans Companies (GHASALC)
Moderator
Project Coordinator - SACCO Digitalization Project , Ministry of Finance & Economic Planning, Rwanda




