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Panel Discussion: Access Without Exclusion: Integrating SACCOs, Fintechs, and Smaller FSPs into IIPS

National instant payment systems only deliver inclusion if smaller institutions can meaningfully participate. This session explores technical connection models, tiered participation frameworks, and commercial structures that enable SACCOs, fintechs, and smaller financial service providers to connect without prohibitive cost. The focus is on avoiding concentration and ensuring competitive, open access.

Speakers

Tweneboah Kodua Boakye

Tweneboah Kodua Boakye

Chief Executive Officer, Ghana Association of Savings & Loans Companies (GHASALC)

Girum Getachew

Girum Getachew

Director of Business Development & Partnerships, Arifpay Financial Technologies S.C.

Dr. Sonja Kelly

Dr. Sonja Kelly

Global Head, Women's World Banking Institute

Moderator

Faith Kobusingye

Faith Kobusingye

Project Coordinator - SACCO Digitalization Project , Ministry of Finance & Economic Planning, Rwanda