Instant payments are emerging as essential public infrastructure for modern economies, yet achieving scale and trust remains uneven across Africa.
This panel explores the next phase of Africa’s instant payment journey and the critical role central banks must play in moving systems from basic functionality to mature, trusted, and interoperable payment ecosystems. Drawing on findings from a new White Paper on Instant Payment Systems (IPS) in Africa, the session examines why technology readiness alone has not translated into inclusive scale, and how policy, regulation, and institutional capacity have emerged as the binding constraints.
