Digital financial access has expanded rapidly, yet meaningful usage and resilience remain uneven across emerging markets. Industry, policy, and development leaders examine why infrastructure such as digital identity, interoperable payment rails, and trusted data systems has become the decisive factor in moving from access to impact.
The discussion explores how infrastructure-led approaches can unlock sustained usage, lower costs, and improve resilience for informal workers, women, and rural communities. Strengthening public–private collaboration, aligning regulatory frameworks, and investing in shared financial infrastructure emerge as critical priorities for inclusive systems that scale across borders.
